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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Very easy to set up and use

5
I love my business bank account, very easy to set up and use. I can recommend this to all my friends. Reviewed on: 18th March 2022

Business banking simplified

5
I absolutely love HSBC Kinetic it’s made my business banking so much easier and thus makes my working days even more hassle free. Let’s be honest who doesn’t want more hassle free time, I get to spend more time working on my business now and when I need to do any banking I know I’ll be able to do it quickly and with ease through the app! Love it! Reviewed on: 18th March 2022

Great Account

5
The best business account I have had.Feels like walking with your bank in your pocket when you can make a transaction and pay for your invoice with just your mobile phone. Reviewed on: 18th March 2022

excellent bank and app

5
Hsbc very helpful and easy to use Reviewed on: 18th March 2022

Unbelievably straightforward and easy to use

5
I couldn't believe how easy and straightforward it was to set up my HSBC Kinetic account. I also love the interface and the fact I can review my finances quite so quickly. Chic, quick and efficient. Well done HSBC Kinetic. Reviewed on: 18th March 2022

Brilliant

5
I love hsbc kinetic account due to their Brilliant customer service Reviewed on: 18th March 2022

Handy, easy to use small business account

4
Once installed I have found the app easy to use, more features being introduced all the time. Reviewed on: 18th March 2022

Best bank

5
Wow what can I say to be honest this is the best business bank u could ever have top quality Reviewed on: 18th March 2022

QUICK & EASY

5
An app that is simple to use and quick to operate Reviewed on: 18th March 2022

Banking that does what it says on the tin!

5
HSCB Kinetic products and services offer the banking experience that I need, and their terms are competitive. Reviewed on: 18th March 2022

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