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HSBC Kinetic: Business account reviews

Name: Business account
Rating: 4.73 (1940 reviews)

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4.70

Based on 1,940 reviews, last reviewed 27th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

I am now in the process of changing my bank over bec... I am now in the process of changing my bank over because I am so fed up of not being able to access my account on my mobile. This happened to me once... Read more Reviewed on: 5th March 2025

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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1940)

Review of the HSBC Kinetic, Business account:

Easy and simple very clear and helpful insights

Used the kinetic as it’s not giving usual in/out statement but also helpful insights of where my new business money is going. For a technophobe it’s so easy even I’ve managed to understand each part and set up payments bills and debit payments Reviewed on: 11th March 2023

Well Known Name

I choose HSBC Kinetic as it is part of a well known brand and I previously had a business account with HSBC many years before. Reviewed on: 8th March 2023

Mr

Great experience with the service online and in branch Reviewed on: 8th March 2023

Enjoyable experience

I have recently launched my own business for the first time, and I was nervous about various elements. The easy-to-use/understand HSBC Kinetic account has made a lot of that nervousness evaporate. The app is clean and crisp and I always feel on top of my finances. Reviewed on: 8th March 2023

Fast easy

I grow up with kinetic everything its easy and fast Reviewed on: 8th March 2023

High quality best device

Very good and straightforward to understand and use Reviewed on: 8th March 2023

HSBC KINETIC THE BEST BUSINESS ACCOUNT

I enjoy HSBC Kinetic from the first day . I use to have many accounts for my business, but in the end i chosed to remain just with HSBC kinetic, is the best business account in all UK Reviewed on: 8th March 2023

Good account and easy to use

Happy with the account thus far and have been fairly responsive to any queries that I've raised. My only real quibble is that it wasn't that easy to link to my accounting software, but did manage to get this working eventually. Reviewed on: 8th March 2023

Reply from HSBC Kinetic Hi, thanks for your feedback. We're pleased to hear that your accounting software is up and running. We'd also like to share that our in app customer support has been extended and is now available 08;00 to 20:00 on weekdays and 08:00 to 14:00 on Saturdays if you need us. Thanks again Response date: 9th March 2023

success in business

The confidence to work with a company with tradition and experience, and recognizes the importance of my financial security Reviewed on: 8th March 2023

Great business bank account.

Easy initial set up. Nearly everything can be done on the app. Easy to make one off or regular payments. Able to get notifications of money in and out of your account. Universal Business Advisers in branches to assist with changes and get advice. Great service! Reviewed on: 8th March 2023

Business Banking made easy

HSBC Kinetic is a digital first, intuitive business bank that gives SME's the perfect banking partner. Reviewed on: 8th March 2023

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