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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Easy

5
App and banking system is easy to use. Reviewed on: 11th March 2022
Anonymous's avatar
Anonymous

Decent

3
easy to sing up but they don't connect to Quickbooks Reviewed on: 11th March 2022
Sav Chin's avatar
Sav Chin

User friendly interface

5
The Kinetic account is very y easy of use in all aspects within the application. Reviewed on: 11th March 2022
John Kim's avatar
John Kim

quick and easy to open account and to operate

5
Its very easy to open the account and very easy to operate the account Reviewed on: 11th March 2022
noor mohammed's avatar
noor mohammed

Business made easy

5
Fantastic account, easy to set up and use . Makes keeping track of business finances a breeze Reviewed on: 11th March 2022
Susan Qosja's avatar
Susan Qosja

Best Bank in UK

5
Best bank in UK! Easy to withdraw, Transfer our money and all features are great. Everything is perfect! Reviewed on: 11th March 2022
Hammad Ahmed Mirza Jabeen's avatar
Hammad Ahmed Mirza Jabeen

Poor functionality with accounting software

2
I would have hoped to have a more timely response to resolving the issue with the sage accounting bank account link Reviewed on: 11th March 2022
mike w's avatar
mike w

business banking made easy

5
spectacular business account made easy to use, lots of useful insights to help with day to day banking and keeping on top of your funds. highly recommend Reviewed on: 11th March 2022
andy wynne's avatar
andy wynne

easy and quick to use

5
was able to set up in less than a day and accept payments from clients as well as pay my employees - love the monthly spending reports and info Reviewed on: 11th March 2022
Alleya Shopping's avatar
Alleya Shopping

works well, does what i need it to do.

4
Easy to setup and works well. Simple to use Reviewed on: 11th March 2022
Natalie White's avatar
Natalie White

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