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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Best business bank account

5
My business bank account is easy to access and navigate. When you run a business you need everything to be quick and reliable and my Kinetic account is just that. Reviewed on: 10th March 2022
Naomi Hilliard's avatar
Naomi Hilliard

Very easy to use and reliable app

5
Expense categorisation is a great feature Reviewed on: 10th March 2022
Sundar Srinivasan's avatar
Sundar Srinivasan

Easy peasy

5
Setting up a business bank account in the infancy of my business couldn't of been any easier. Reviewed on: 10th March 2022
Aarons Wood Consultancy Ltd's avatar
Aarons Wood Consultancy Ltd

The best business account

5
I had searched for business accounts before joining HSBC kinetic, it is really easy to use and straight forward and I know my money is safe! Best business account in the market. Reviewed on: 10th March 2022
Waqar Shaikh's avatar
Waqar Shaikh

Like magic

5
Opened an account and got a credit card in minutes. Fastest ever, didn’t waste my time. It’s what this generation’s bank should look like. I’m a fan! Reviewed on: 10th March 2022
Joie Alonso's avatar
Joie Alonso

Easy to use, but not quite there

4
I have been using HSBC Kinetic for year now, with my business account, and I have had very little problems. My only issue to date is that they used to integrate with Quickbooks but have since redacted support (Which makes logging expenses a bit of a chore now). The app usually works well and is much more stable now that it was a year ago. Reviewed on: 10th March 2022
Matthew Aitken's avatar
Matthew Aitken

Most Friendly Bank for Bu

5
I found it more positive minded and friendly for a new start up like ours, in fact the Bank needs to support new companies in order to create more revenue, jobs, and and a versatile economy Reviewed on: 10th March 2022
Ram's avatar
Ram

Fast and furious !!!

5
The best bank that i have ever used in UK and elsewhere! Reviewed on: 10th March 2022
Rodion's avatar
Rodion

Amazing Experience

5
Hello, My experience withe HSBC Kinetic has always been great. HSBC Kinetic for my business is a great help and I am tankful for that. Kind Regards, Florin Oprea! Reviewed on: 10th March 2022
Florin Oprea's avatar
Florin Oprea

Excellent service

5
Great service - quick and efficient Reviewed on: 10th March 2022
Kate sheehan's avatar
Kate sheehan

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