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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Its a simple high street business service

5
Its been fair to good so far. Customer service is great. Reviewed on: 10th March 2022
Umar valimahomed 's avatar
Umar valimahomed

Its verry good and easy to use

5
Its verry good and easy to use.I am verry happy to use this bank for my businesses Reviewed on: 10th March 2022
Bobi Stoilov's avatar
Bobi Stoilov

Convenient, Efficient Service

5
My experience with HSBC Kinetic has been great. Right from opening the account to managing day to day with the account has been super simple and streamlined. I think they are the best in the business right now. Reviewed on: 10th March 2022
Ankita's avatar
Ankita

Simplicity

4
Very easy to use, regular updates, real time notifications of money in and out. Better than I expected when I set up my company Reviewed on: 10th March 2022
Jim's avatar
Jim

The best, most comfortable banking app out there

5
I have always been with HSBC and when I launched my company, I was hesitant to get an HSBC Business Bank Account, until HSBC Kinetic launched. It was perfect for my business and the app was comfortable to use. I am just waiting for the integration with OpenBanking which I hear is around the corner... Reviewed on: 10th March 2022
Karim Hassan's avatar
Karim Hassan

Super easy to use

5
Great opportunity’s and easy to use Reviewed on: 10th March 2022
Natasha 's avatar
Natasha

Start-up Success

5
Starting a new business is an exciting and terrifying process! HSBC’s Kinetic Business Account Application was wonderfully simple. Being able to apply through the App saved me a lot of time. Customer services are always there to answer enquiries and if they’re busy you can always request a call back. Once my application was approved, my new business debit card arrived super quick. The Kinetic App is really user friendly and includes useful business features so I can easily track expenditure and cash flow for my new business! Reviewed on: 10th March 2022
Dors Garden's avatar
Dors Garden

Easy and friendly use.

5
Kinetic is a simple and quick app to start your business account. Reviewed on: 10th March 2022
Wesam Kittani's avatar
Wesam Kittani

Good bye to overly complicated business banking!

5
Been using HSBC Kinetic for my limited company for nearly a year. Onboarding was hassle-free and fast and it's been smooth sailing since. Keep up the great work Team Kinetic! Reviewed on: 10th March 2022
Kevin's avatar
Kevin

Great service

4
Ideal for my small business. Everything is easily accessible Reviewed on: 10th March 2022
jonathan taylor's avatar
jonathan taylor

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