Smart Money People Logo

HSBC Kinetic (inactive company): Business account (discontinued) reviews

4.69
Based on 1,942 reviews, last reviewed 24th Mar 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Perfect for small businesses! Perfect for small businesses! I have had an HSBC Kinetic account for 4 years now and have found the app a breeze to use and their customer service has... Read more Reviewed on: 24th March 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic (inactive company): Business account (discontinued) now

Help others make smarter decisions by sharing your own experience. Write a review

HSBC Kinetic (inactive company) Business account (discontinued) reviews (1942)

Really simple to open and operate the account

5
When you need a simple to open and operate bank account Kinetic hits the spot. The verification process is straightforward and the account is very easy to use on the phone app. Reviewed on: 7th March 2023

Smart Business Banking

5
HSBC has got the smartest way of banking. They make banking less stressful. Reviewed on: 7th March 2023

Thumbs up for HSBC Kinetic

5
HSBC Kinetic is a revelation to someone who is basically a techno phobe. whenever i use HSBC KInetic i am amazed at the speed and simplicity of using it. it alerts you immediately a credit is made into the account; the same applies to any debit. great app, highly recommended. Reviewed on: 7th March 2023

Appreciation to the great app and customer service

5
I switch my business bank to HSBC Kinetic a while ago. And I'm definitely happy with my decision. The app itself is simple and easy to use. Which gives me the flexibility to manage my business with just a few clicks. Thank you Reviewed on: 7th March 2023

Best banking app around

5
Probably the most straightforward, easy banking app I’ve ever used. Their introductory offer and partner offers are great as well. Reviewed on: 7th March 2023

Easy friendly

5
The application is secure and easy to use. Reviewed on: 7th March 2023

Everything I need in one Place

5
After looking through varies banks to open a business account I decided to go with HSBC Kinetic because of their superior online banking. Everything is on the mobile banking app and it just works. It is easy to use and won't leave you frustrated like some other banks poor software and procedures. Reviewed on: 7th March 2023

What modern business banking should be like!

5
When I formed my business, I was referred to several high street banks. One told me they could schedule an appointment with their business banking team in 6 weeks. I declined and used Kinetic instead. I had an account opened a few hours later. Within 6 weeks I have completed my first project and already received funds. I have used Kintec for over a year. Still really happy. On the 1 or 2 support questions I have had, I asked via the in-app chat capability and they were answered very quickly. Excellent Business Banking service and app! Reviewed on: 7th March 2023

Amazing Service

5
Amazing experience from the very first day, it is great to use. Extremely user friendly, so easy to understand. I know alot of people are unsure about moving to the online banking platform but the level of simplicity is unreal. Highly recommended for business’s. Due to the advance level of development not time consuming at all. Easy to invoice and pay. Overall extremely happy user. Reviewed on: 7th March 2023

Amazing service and perks

5
I have never been more satisfied with a bank while making an account with them. I made an account with KSBC Kinetic for my new business, and am currently considering switching my personal current account over to KSBC as well! Reviewed on: 7th March 2023

Review HSBC Kinetic (inactive company): Business account (discontinued) now

Help others make smarter decisions by sharing your own experience. Write a review