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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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10%
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2%
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1%
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2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Everything I need for the work I carry out

5
HSBC doing a great job providing a great service and mobile app that meets all my business needs. Reviewed on: 8th March 2023
Reply from HSBC Kinetic Thanks for your review, great to hear that we're doing a great job and the app meets all your business needs. Response date: 9th March 2023
HSBC Kinetic logo reviews
HSBC Kinetic

Very good

5
Very Good Service Reviewed on: 31st March 2022

Excellent service

5
Really easy to setup and fulfil my business needs. Reviewed on: 31st March 2022

Perfectly

5
Thanks for letting me know for all Reviewed on: 31st March 2022

Good service

5
5 star good service easy to use. Reviewed on: 31st March 2022

HSBC business account

5
I have had a very positive experience opening my business account with HSBC, it was completed in a couple of days and up and running. I also like how I am notified via my app of any deposits or debits to that account. Reviewed on: 31st March 2022

Best business bank

5
Best bank happy to be with them. Great services Reviewed on: 31st March 2022

Best business bank

5
It’s the best bank happy with them great services Reviewed on: 31st March 2022

Great for my new business

5
Easy to set up, got approved very fast and plus it’s part of a big bank - that gives me confidence. Reviewed on: 31st March 2022

Great banking to bank with

5
Easy and fast transactions for business Reviewed on: 31st March 2022

Excellent bank

5
The application is easy and fast and support the best Reviewed on: 31st March 2022