Smart Money People Logo

HSBC: Bank account reviews

3.76
Based on 1,378 reviews, last reviewed 25th Apr 2026
5% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
46%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
15%

Latest highest rating:

5

Overview of HSBC Bank Account HSBC supports customers with financial guidance and help when needed, such as offering tools to manage money, budgeting support, and assistance for th... Read more Reviewed on: 25th April 2026
TG's avatar
TG

Latest lowest rating:

1

No reward for loyalty Had an hsbc bank account for 37 years. Have a large amount of money in most of the time. I have never received a perk or any kind of incentive to stay... Read more Reviewed on: 16th April 2026
Jill C's avatar
Jill C

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC: Bank account now

Help others make smarter decisions by sharing your own experience. Write a review

HSBC Bank account reviews (1378)

Denied Bank account with no valid reason

1
worst customer experience trying to open a bank account. I have crossed international borders with my temporary passport without any problems but HSBC for some reason won't accept it?! all government institutions, including the British government, have accepted my passport since it is a valid, government issued passport so HSBC had no valid reason deny me a bank account. When asked what the issue is, their employee said: the tenure of your passport. However, they accept non-temporary passports that expire at the same time as my temporary passport so that obviously doesn't constitute a valid reason. Plus, after completing one of their online applications for a bank account, I waited for 3 weeks for a phone call to arrange a meeting but that never happened. then, i had to call myself and start completing the form via phone, AGAIN! so why do they even have the option of online applications if you never attend to your customers anyways?! Conclusion: horribly bureaucratic without any solid reasoning behind it. Reviewed on: 21st July 2017

very good

5
very good will recommend to friends and family Reviewed on: 29th June 2017

Steady. Consistent.

4
Overall, a pretty good bank to have an account with Good options for interaction and communication but fewer and fewer branches as time progresses. Whilst telephone and online services are convenient it can be challenging when you do need to speak to k wine as you often get passed around internally. Reviewed on: 29th June 2017

Good mortgage service

5
Have always been pleased with the service I have received from hsbc. Reviewed on: 29th June 2017

Good services

5
A great team, great support for customer, great services. Reviewed on: 27th June 2017

Everyday banking

5
HSBC are a very helpful bank and the people are very polite can't do enough to help Reviewed on: 23rd June 2017

Good bank

5
Been with HSBC a long time, easy to adjust overdraft, easy online banking service Reviewed on: 23rd June 2017

best

5
Good customer service and helpfull Reviewed on: 22nd June 2017

Amazing

5
Create a online account in a few minutes Reviewed on: 20th June 2017

Great bank and service

4
Great bank, always helpful with issues. Only bad point is telephone banking hours have been cut to 8pm for normal current account customers. Reviewed on: 20th June 2017

Do you have a different HSBC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from HSBC?

  • Stocks and shares ISA

    from HSBC 4.89 from 7 reviews
    HSBC
  • Home Insurance

    from HSBC 4.63 from 7 reviews
    HSBC
  • Online Bonus Saver

    from HSBC 4.35 from 15 reviews
    HSBC
    View all products