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HSBC: Bank account reviews

Name: Bank account
Rating: 3.93 (1392 reviews)

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3.93

Based on 1,392 reviews, last reviewed 4th Sep 2026

44% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

46%

24%

10%

15%

Latest highest rating:

5

great bank, service and perfect online and mobile ba... great bank, service and perfect online and mobile banking. Reviewed on: 4th September 2026

Latest lowest rating:

1

HSBC UK:inaccessible and non inclusive banking Thanks to smartmoneypeople email prompt to write a review about a financial product.i have chosen to write about my permanent long term HSBC UK bank a... Read more Reviewed on: 16th June 2026

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About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1392)

Agree terms of a loan then renage

After an agreement for a loan the money never went into my account having been assured that the funds would go in I purchased building materials and contractors for some work to be carried out ...the funds still didn't reach my account...I've now had to literally skint myself to pay what I owe ...stay clear of hsbc Reviewed on: 30th March 2022

Since I was 14

I have been with HSBC for 26 years and cannot fault them! Reviewed on: 30th March 2022

Great bank

Very good bank helps out with any enquiries or problems I have also with arranged overdraft has helped me clear debt and they are very understanding Reviewed on: 29th March 2022

Best bank overall

Especially to for salaried people, HSBC provides the best service and plans Reviewed on: 29th March 2022

Great and generous

My experience with HSBC has being amazing. They have excellent customer service, kind, generous and polite to customers. They are very innovative, especially with their mobile app and keep improving all the time. They have great banking offers and fast transactions payments system. Reviewed on: 29th March 2022

easy online banking

the online banking is very easy to access Reviewed on: 27th March 2022

Not great- lacks basic features

The mobile app is lacking basic features down to removing payees - this is not possible and requires online banking. Some great staff in the branches though ( or at least the ones to at are still open ). Reviewed on: 26th March 2022

Easy to use and friendly

Staff are always friendly on the phone, easy to use online interface. No problems or delays with accounts or information requests. Reviewed on: 25th March 2022

Meh, good but not the best

App is fine, customer service are trying to help but not too informative like other banks Reviewed on: 24th March 2022

High Street Bank not keeping up with the times

Such a big bank, with such poor offering and cumbersome app, and their sustainability values and general ethics are far from good. I'm choosing to move my money away from them to challenger banks and building societies that do it much much better. Reviewed on: 20th March 2022

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