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HSBC: Business Banking reviews

Name: Business Banking
Rating: 2.32 (217 reviews)

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2.15

Based on 217 reviews, last reviewed 5th Nov 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

18%

12%

57%

Latest highest rating:

5

VANESSA - LINCOLN HSBC We have had a number of recent meetings with Vanessa from the Lincoln Branch. The service we received was exemplary on all occasions. Vanessa has gu... Read more Reviewed on: 21st October 2025

Latest lowest rating:

1

The worst bank in the UK by far I am a medium size business owner has has the unfortunate experience of banking with HSBC. They absolutely do not care about SME customers. Huge waiti... Read more Reviewed on: 5th November 2025

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About this product

HSBC business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at HSBC is really like. With business banking and aspects such as access to finance being so important to many business owners, Smart Money People is becoming the UK's leading source of HSBC business banking reviews. Remember that you can write yours too, and join our mission to increase trust and transparency in financial services.

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HSBC Business Banking reviews (18)

Whatever happened to community banking?

I spent close to an hour on the HSBC online chat facility trying to organise a face-to-face meeting with a business banker to discuss the terms of my business banking facility as there has just been a major change involving my business. When eventually I was put in contact with someone who could help (I use the word 'help' in the loosest possible terms) they said the soonest I could have a meeting was in mid-August, but it could not be at my own Branch (which has just undergone a massive and no doubt expensive refit to make it more customer 'un'friendly) and so I would have to go to another branch almost 20 miles away from me. I said I could not do August because I will be away and asked for a later date. They said they could not give me one because they have not got the availability dates for beyond that yet but if I got back in contact in September (using the chat facility again) they could book me one then!!!! Whatever happened to community banking? And I have another story about my own refurbished branch when they cocked something up. When visiting the branch for the umpteenth time in person while trying to sort out their mess I asked if someone could call me when some paperwork was ready, rather than me having to keep going back to the bank to check. The answer was ‘no’ because, as I was informed… and you honestly could not make this up… 'the bank does not have a telephone anymore'. When I first opened an HSBC business account it was because they were advertising the fact they were dedicated to community banking, and to be fair, the service was absolutely fantastic. I could call in, often without an appointment, and if someone was free I could see them immediately. Oh how times have changed. Reviewed on: 19th July 2023

It should have worked but they didnt make it easy

I signed up for HSBC’s new self employed business account. The issue is it didn’t connect with my accounting software and was really difficult to use Reviewed on: 24th February 2023

Parish Council banking

Day to day transactions and business are easy but specific services for parish councils are very slow and dated. Forms need to be made available online and easy to navigate. Reviewed on: 8th March 2022

Outdated systems

Take too long to resolve issues and different departments not well connected to multiple contacts required and no ability to easily transfer between teams Reviewed on: 14th February 2022

New Account

Had a few difficulties opening a new Charity CIO account during Covid Reviewed on: 20th January 2022

Cost is rising

The monthly cost is rising and I'm considering moving my banking. As a small business, it would also be nice to have a branch locally but it closed down. Reviewed on: 14th January 2022

Charges free banking for community account

HSBC have never charged for a Community Account held with them for over 20 years. Have had no problems using internet banking and cashier services. Reviewed on: 30th June 2020

Little value add

We've never had a major issue, but the service can sometimes seem a little disjointed. No real effort is made to understand the business. It's just a transactional relationship that has been adequate to date. Reviewed on: 16th January 2017

Online Banking - Needs Improvement

I have had a business account with HSBC for a few years and also have bank accounts with two other banks. I use online banking at all three banks and find that HSBC online banking is nowhere near as user friendly as the others. The log in process is fiddly and inconvenient. Trying to find transactions that have been processed for a specific period is not easy and I am speaking as someone who has worked in the finance industry for many years. Come on HSBC look at making improvements to make it more user friendly. Reviewed on: 28th March 2016

A few negatives

The online access is easy, convenient and quick. However, we now use a third part for international payments due to the costs that can be incurred with our bank. Reviewed on: 5th February 2016

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