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Jaja Finance : Credit card reviews

4.72
Based on 2,526 reviews, last reviewed 19th May 2026
215900% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026
Anna K's avatar
Anna K

Latest lowest rating:

1

Very excellent and impressive and value to money Very excellent and impressive and value to money Reviewed on: 17th April 2026
Haider's avatar
Haider

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2526)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

1
A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

Based on the image, you are writing a review for Jaj...

5
Based on the image, you are writing a review for Jaja Finance: Credit card on the Smart Money People website. Here is a more detailed review and a catchy title to help you move past the progress check: Review Title: Fantastic and Easy to Manage Review Body: I have had a great experience with the Jaja Credit card. The app is incredibly user-friendly and makes it very simple to track my spending and manage my balance in real-time. I also appreciate how straightforward the application process was. It’s definitely one of the best credit cards I’ve used for digital management and transparency. Reviewed on: 16th April 2026

Easy to setup, fast responses.

5
Easy to setup, fast responses. I have no complaints with Jaja, card looks great, app is easy to navigate around & it’s a good way to boost my credit score! Reviewed on: 16th April 2026

Amazing good service and app is amazing

5
Amazing good service and app is amazing Reviewed on: 16th April 2026

Godd promotional rates, make the most of them and do...

5
Godd promotional rates, make the most of them and don't forget they exist! Reviewed on: 16th April 2026

Simple, app-based credit card with transparent fees...

5
Simple, app-based credit card with transparent fees and no foreign transaction charges. Some users report lower credit limits and occasional app glitches; overall decent for building credit. Reviewed on: 16th April 2026

Great card

5
Great experience with this card. Reviewed on: 16th April 2026

When I needed help...sorted...

5
When I needed help on the phone it was sorted there and then...no issues at all... Reviewed on: 16th April 2026

Great options

5
Great communication between staff and easy to use the app Reviewed on: 16th April 2026

Very simple to use and understand.

5
Very simple to use and understand. The app is great to use as well. The security features are robust. Many ways to earn rewards. I’d highly recommend a Jaja Finance credit card to friends and family if they were querying wanting to get a credit card. It’s also helped me boost my credit score overtime. Reviewed on: 16th April 2026

Amazing good credit card low apr

5
Amazing good credit card low apr Reviewed on: 16th April 2026