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Jaja Finance : Credit card reviews

4.72
Based on 2,527 reviews, last reviewed 26th May 2026
215900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026
Anna K's avatar
Anna K

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026
Tim S's avatar
Tim S

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

1
A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

Good credit card.

5
Good credit card. Gives more cushioning time for repayment. Reviewed on: 11th April 2026

Great customer service great card

5
Great customer service great card Reviewed on: 11th April 2026

Excellent rate, easy to use every where

5
Excellent rate, easy to use every where Reviewed on: 11th April 2026

Interest is high but it's nice to have back up...

3
Interest is high but it's nice to have back up credit Reviewed on: 11th April 2026

I was sceptical at first but I have been proved wrong.

5
I was sceptical at first but I have been proved wrong. Easy application for credit card, user friendly app. I’ve used it both in thebuk and abroad. Reviewed on: 11th April 2026

Simple and easy application , I would greatly recomm...

5
Simple and easy application , I would greatly recommend it to anyone Reviewed on: 11th April 2026

I had fraud transactions by someone who obviously wa...

5
I had fraud transactions by someone who obviously was able to get my card details when I notified yaya they stopped the payments as they were still pending and put the money back onto my account Reviewed on: 11th April 2026

Very helpful and very informative

5
Very helpful and very informative Reviewed on: 11th April 2026

Couldn’t be easier and customer service how it’s sup...

5
Couldn’t be easier and customer service how it’s supposed to be Reviewed on: 11th April 2026

Great card!

5
I applied for the Jaja Vanta card a few months ago and was accepted instantly but had to cancel my application as I had no valid ID for the verification checks. After sorting out my ID I decided to give Jaja another try and was accepted again. Application quick and easy, verification took just a few minutes. Terms and conditions set out clearly and concisely. Card arrived in less than a week and the app was easy to set up. So far so good, all transactions clearly displayed and repayments are easy to make in the app. Great card for everyday spending Reviewed on: 11th April 2026