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Jaja Finance : Credit card reviews

4.72
Based on 2,527 reviews, last reviewed 26th May 2026
215900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026
Anna K's avatar
Anna K

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026
Tim S's avatar
Tim S

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

1
A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

My Jaja experience

5
Its been a very good one, i start with Jaja last year and I have not regrets having Jaja for my financial support Reviewed on: 11th April 2026

Thoughtful credit app

5
I have found the app useful as a training and educational tool for building credit references and training those with less knowledge on the topic to develop savvy behaviours around credit use that help prevent problems down the road. Reviewed on: 11th April 2026

payment didnt go through

4
They have been helpful when a payment didnt go through and a goid service Reviewed on: 11th April 2026

So far so good

5
So far so good I used my card in the US, and the exchange rate was very good. Reviewed on: 11th April 2026

Great service, easy to use app, transparent and clear

5
Great app. Easy application and set-up. Really efficient service and great monthly tips for managing money Reviewed on: 11th April 2026

Very good and clear to understand app

5
Very good and clear to understand app Reviewed on: 11th April 2026

Great app and great service when needed

5
Great app and great service when needed Reviewed on: 11th April 2026

Can’t complain at all

5
Great experience so far just want a little more access to account such as changing direct debit date on the app Reviewed on: 11th April 2026

Well, my experience is that it will help you to impr...

5
Well, my experience is that it will help you to improve your credit score. Reviewed on: 11th April 2026

Great credit card

5
I have used Jaja for credit with a great offer of interest free for so many months I’ve never had a problem via the app it’s been great would highly recommend.when I applied for the credit card it was a very easy process and helped me out a lot at a difficult time for me so thank you Jaja. Reviewed on: 11th April 2026