Write a review

Go to business site

Jaja Finance : Credit card reviews

Name: Credit card
Rating: 4.81 (2526 reviews)

View other Jaja Finance products

4.81

Based on 2,526 reviews, last reviewed 19th May 2026

215900% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Very excellent and impressive and value to money Very excellent and impressive and value to money Reviewed on: 17th April 2026

Read all reviews See your review

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2526)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

Exellent service and easy to use and navigate

Exellent service and easy to use and navigate Reviewed on: 18th April 2026

Jaja credit card

Jaja credit card is excellent I would recommend mend it to anyone easy to apply for and easy to us Reviewed on: 18th April 2026

Easy to use.

Easy to use. Rate is good. Good benefits. Reviewed on: 18th April 2026

Excellent service, easy to manage.

Excellent service, easy to manage. Great app. Easy to apply & utilise Reviewed on: 18th April 2026

Easy to apply, card came very quick, high credit limit.

Easy to apply, card came very quick, high credit limit. Reviewed on: 18th April 2026

Jaja Credit Card: Fee-Free & Travel-Friendly

1. *No fees for travel* – £0 foreign transaction fees makes it good for holidays 2. *Easy app* – Many say the app is clear, easy to use, with quick approvals 3. *Customer service when it works* – Some report staff are polite and helpful 4. *Helps manage day-to-day expenses* Reviewed on: 18th April 2026

Brilliant Credit Card

Jaja have been amazing from day 1, easy to apply, fast setting up the app and card, easy to find answers and great with notifications. Reviewed on: 18th April 2026

Excellent customer service never needed to to get in...

Excellent customer service never needed to to get in touch with anyone else Reviewed on: 18th April 2026

Fabulous

Jaja Finance offers a modern, app-based credit card experience that’s clearly designed with ease of use in mind. One of the standout features is how quick and straightforward the application process is, along with a clean, user-friendly mobile app that makes managing your account simple. Many users also appreciate the clear communication, helpful tools, and competitive credit limits, which make it appealing for everyday spending. Another positive is the low-fee structure and interest-free period options, which can make it a practical choice for people looking for a basic, no-frills credit card. However, the experience isn’t perfect. Some customers have reported issues with payment processing delays and occasional app glitches, which can be frustrating. Customer service also appears to be a mixed bag—while some users have good experiences, others mention slow responses or inconsistent support. Overall, Jaja Finance is a solid option if you want a simple, digital-first credit card with an easy interface, but it may not be the best choice if you value highly responsive customer service or need a more established provider. Reviewed on: 18th April 2026

Very good i like this credit card

Very good i like this credit card Reviewed on: 18th April 2026

Alternative products

Credit card
from Post Office 2.31 from 114 reviews
Credit cards
from Virgin Money 3.87 from 807 reviews
Purchase credit cards
from MBNA 2.82 from 196 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub