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Jaja Finance : Credit card reviews

4.72
Based on 2,527 reviews, last reviewed 26th May 2026
215900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026
Anna K's avatar
Anna K

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026
Tim S's avatar
Tim S

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

1
A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

Best card I have

5
Jaja keeps me up to date with my spending Jaja app is so easy to follow with clear advise and rewards for knowledge learned from the app I love my Jaja credit card stylish design and so easy to from my card wallet Reviewed on: 10th April 2026

Great credit card, love the reward system nice littl...

5
Great credit card, love the reward system nice little challenge every month, never had to use customer service due to how well the app is ran Reviewed on: 10th April 2026

Jaja credit has been the best credit card ever with...

5
Jaja credit has been the best credit card ever with initial impressive credit limit of 1700 and so far had no issues with the company. I have already and will highly recommend jaja to all friends and family Reviewed on: 10th April 2026

Excellent card great benefits very easy and understa...

5
Excellent card great benefits very easy and understandable app to use aswell lovely card design Reviewed on: 10th April 2026

Excellent credit limit and easy to use app and payme...

3
Excellent credit limit and easy to use app and payment are easy to make and show up straightway. However, I don't like the star aspect of the app because it encourages the user to use the card potentially helping the customer get into debt and therefore not a good feature to have. E.g. it is asking me this month to spend £100 online and £50 in-store to get stars. A certain amount of stars level up the account to allow certain benefits like cashback. I don't normally make large purchases like this monthly so this angers me. Reviewed on: 10th April 2026

That’s great experience

5
That’s great experience with Jaja Reviewed on: 10th April 2026

I am having a wonderful experience

5
I am having a wonderful experience Reviewed on: 10th April 2026

It had help me in need.

5
It had help me in need, when I had no one and nothing Reviewed on: 10th April 2026

Liking it

5
Like it! Nu pushes, higher initial lomit Reviewed on: 10th April 2026

Great card great service accepted most places

5
Great card great service accepted most places Reviewed on: 10th April 2026