Write a review

Go to business site

Jaja Finance : Credit card reviews

Name: Credit card
Rating: 4.72 (2527 reviews)

View other Jaja Finance products

4.72

Based on 2,527 reviews, last reviewed 26th May 2026

215900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026

Read all reviews See your review

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

Simple, Convenient Credit Management

Jaja Finance offers a simple app, clear spending insights, and flexible credit management. Customer service is responsive, though interest rates can feel high. Overall, very convenient for everyday users most. Reviewed on: 10th April 2026

I haven’t fully experienced your services yet as I a...

I haven’t fully experienced your services yet as I am relatively new to your product. But so far has been alright Reviewed on: 10th April 2026

the repayment is frustration- it never lets me pay v...

the repayment is frustration- it never lets me pay via the same card after some days depositing the first repayment. this can throw my repayment system off allowing available credit to dwindle this effecting my score Reviewed on: 10th April 2026

Smooth and easy transition

Smooth and easy transition from my previous card Reviewed on: 10th April 2026

A simple, reliable credit card with an easyuse app.

Using the Jaja Credit Card has made managing my money simple and stress-free. The app is easy to use, and I can quickly track my spending and payments. Everything feels clear and straightforward, which helps me stay in control of my finances and build better habits. Reviewed on: 10th April 2026

GREAT LENDER AND HELPFUL :)

With the problems with the cost of living help you navigate some difficult times which is very much appreciated which they don't have to do but They do, and that's what sets them Apart from a bad credit lender to a GREAT ONE Reviewed on: 10th April 2026

Very good experience with the app and easy to navigate.

Very good experience with the app and easy to navigate. Reviewed on: 10th April 2026

Good experience .

Good experience . I will need for good service Reviewed on: 10th April 2026

Brill service fast easy reliable

Brill service fast easy reliable Reviewed on: 10th April 2026

Great Card

Easy to apply, delivered quickly as well and came with a handsome credit limit. Reviewed on: 10th April 2026

Alternative products

Black Diamond Visa
from Vanquis 4.24 from 10 reviews
Bip Credit Card
from NewDay 4.78 from 2286 reviews
Credit card
from M&S Bank - Marks and Spencer 3.39 from 196 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub