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Jaja Finance : Credit card reviews

4.72
Based on 2,527 reviews, last reviewed 26th May 2026
215900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026
Anna K's avatar
Anna K

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026
Tim S's avatar
Tim S

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

1
A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

Loving every moment and top notch company so far

5
Loving every moment and top notch company so far Reviewed on: 9th April 2026

Ease of use and kept well informed and up to...

4
Ease of use and kept well informed and up to date Reviewed on: 9th April 2026

Good experience very exciting offer

4
Good experience very exciting offer Reviewed on: 9th April 2026

Excellent provider !

5
Well overall it’s good . I had an email telling me I would get £5 back for using Apple Pay and I did and although I had a notification telling me £5 would be credited back . I have not received it. Apart from that I’m Satisfied Reviewed on: 9th April 2026

I did a balance transfer with a brilliant 0% finance...

5
I did a balance transfer with a brilliant 0% finance offer - was approved really quickly too! The whole process was super easy and the app is super clear and simple to use. I would 100% recommend using Jaja Finance as my experience has been fantastic! Reviewed on: 9th April 2026

I would like to know more about any promotional offe...

5
I would like to know more about any promotional offers or interest free periods thank you having me as a customer and giving me a chance Reviewed on: 9th April 2026

Decent card, app works well and customer service is...

5
Decent card, app works well and customer service is pretty good Reviewed on: 9th April 2026

Unlike other credit card companies Jaja have been fa...

5
Unlike other credit card companies Jaja have been fair and understanding. The interest rate could be lower. The app is easy to navigate through. Jaja keeps in touch on a regular bases. Reviewed on: 9th April 2026

Best credit card to start for a beginner.

5
Best credit card to start for a beginner. Reviewed on: 9th April 2026

Easy application and great credit limit jaja custo...

5
Easy application and great credit limit jaja customer service is excellent Reviewed on: 9th April 2026