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John Lewis: Partnership credit card reviews

Name: Partnership credit card
Rating: 2.053610322308533917 (899 reviews)

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2.05

Based on 899 reviews, last reviewed 22nd Jun 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Problem free credit card Problem free credit card which makes it easy for me to budget my every day expenses without the worry of being saddled with unsustainable debt. Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor customer experience Received a text message to call New Day urgently re suspected fraud when trying to renew my car insurance online and payment was blocked. Immediately... Read more Reviewed on: 22nd June 2026

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About this product

With the John Lewis Partnership credit card, you earn points on eligible purchases to get John Lewis and Waitrose gift cards.

You can check your eligibility in minutes without affecting your credit rating. There are also John Lewis Partnership cardholder offers, prize draws and opportunities to boost your points.

John Lewis Partnership credit card reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis before, you can also leave a review and share your experience.

John Lewis Partnership credit card reviews (899)

Review of the John Lewis, Partnership credit card:

Why change to New Day and lose credibility?

Had a partnership card for over 30 years, always smoothly. Now New Day are involved and I get a letter telling me my emails are not reaching me. Given log in puts me on a black screen with JOHNLEEISCREITCARD.COM in blood letters with links to credit cards that have nothing at all to do with John Lewis cards. Spelling wrong and looks like it’d been done by a hacker or a child. Lost all confidence cut up my card and rang New Day they are hopeless Reviewed on: 8th November 2022

Great for Waitrose customers

Great if you shop at Waitrose and John Lewis Reviewed on: 24th May 2024

As an ex JL employee, I was confident that moving to...

As an ex JL employee, I was confident that moving to the New Day card would be easy and didn’t anticipate any problems- how wrong I was…Constant issues with making payments on the app, the latest being adding a new payment card showing as a Mastercard when it’s a Visa card. That doesn’t give me confidence, I’m moving back to HSBC credit card. Reviewed on: 28th March 2024

It is alarming reading these reviews.

It is alarming reading these reviews. I joined basically for the vouchers. Must admit thought the joining instructions were hard to follow and I had to ring helpline for clarity which was surprising. Been a member about three months and the only problem I’ve found so far is that it can take a few days or more for transactions to show up in the app, especially credits when you return goods in person and it’s put back on your card in the shop. . Also when you pay the balance online it doesn’t show up for days and days. So you can’t see an accurate balance most of the time and it is stressful wondering if it will appear. I’ll give it a bit longer before I give up but this time lag is a bit worrying Reviewed on: 25th March 2024

Fair offer and good promotion on products

Fair offer and good promotion on products Reviewed on: 14th March 2024

Beautiful products.

Beautiful products. Large variety off products. Easy to get to. Reviewed on: 16th February 2024

Avoid this card at all costs they have lost my £500...

Avoid this card at all costs they have lost my £500 payment which was done via their App. Newday only seem capable of answering questions from there script,and basically say its not their problem despite the money clearly going into their bank account.What are John Lewis doing getting involved with this bunch of cowboys! Reviewed on: 22nd January 2024

Lost a payment £1200 October 23 still not received r...

Lost a payment £1200 October 23 still not received refund absolute nightmare to deal by no means get this credit card you be sorry you been warned Reviewed on: 17th January 2024

Locked/ unlocked/locked ad infinitum

Is the worst credit card I have ever used. Do NOT use Reviewed on: 29th December 2023

Unlock account

It says unlocked when logging in account locked, round and round again and again Reviewed on: 24th December 2023

remember Never knowingly undersold?

John Lewis change card provider to New Day and now their interest rate on partnership card increased to 27.9%. HSBC have upped their rate to 18.9% (too high), Halifax 22.9% (so can't recommend) Metro Bank 14.9% (they claim this is a low rate. I don't agree)' Just a bit better than most! I now understand why John Lewis has dropped there claims of being competitive and suggest their recent poor performance is due to this kind of poor management decisions' Sems to me the banks have found a way of squeezing a bit more out of those in the UK who might need a bit of credit in the current drop in living standards. Perhaps the government will encourage the return of 100% plus payday loans so those who have sufficient can get a bit more at the expense of those have not.. Reviewed on: 1st December 2023

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