Paid advertisement
Smart Money People Logo

Klarna: Buy Now Pay Later reviews

4.50
Based on 551 reviews, last reviewed 27th May 2026
800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had a good experience using Klarna’s Pay in 3. I’ve had a good experience using Klarna’s Pay in 3. It’s been a simple and flexible way to spread the cost of purchases into three interest-free payme... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

1

Purchased numerous items then wont let you use it at... Purchased numerous items then wont let you use it at all even with a perfect credit score avoid at all costs Reviewed on: 27th May 2026
Neil p's avatar
Neil p

About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

Klarna Buy Now Pay Later reviews (551)

Review of the Klarna, Buy Now Pay Later:

Efficient service

5
If I order goods online I can get them delivered safely then I can choose how to pay either immediately/staggered or a future set date- great service. Reviewed on: 26th July 2022

Convenient, quick & easy

5
So handy for spontaneous purchases when u don't want to wait until payday. Great to spread the cost interst free Reviewed on: 30th July 2021

Thank you

5
I needed a bike for my son and Klarna services were perfect for my needs. Everything went nice and smooth and you made a customer (and his son) happy. Thank you. Cristian Reviewed on: 30th July 2021

Great help to low income families

5
I have 7 children this helps me spread the cost Reviewed on: 30th July 2021

Brilliant

5
No hassle, no aggravation, so easy to shop with, would recommend. Reviewed on: 30th July 2021

Very easy to set up and use

5
I have found the experience very easy to set up and use. Reviewed on: 30th July 2021

Great service

5
Great Service and No Interest! Winner! Reviewed on: 30th July 2021

Klarna is no1

5
Amazing service by Klarna. I love using this way to shop. Reviewed on: 30th July 2021

I love Klarna

4
I have been able to spend without going out of budget every month Reviewed on: 30th July 2021

AMAZING!!!

5
I have nothing bad to say, I love Klarna, everybody should. It’s amazing!!!! Reviewed on: 30th July 2021

Great service

5
Never had any problems always no where I am with payments Reviewed on: 30th July 2021

Do you have a different Klarna product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Klarna?

  • Klarna card

    from Klarna 4.09 from 3 reviews
    Klarna
    View all products