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Klarna: Buy Now Pay Later reviews

Name: Buy Now Pay Later
Rating: 4.5 (551 reviews)

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4.50

Based on 551 reviews, last reviewed 27th May 2026

800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve had a good experience using Klarna’s Pay in 3. I’ve had a good experience using Klarna’s Pay in 3. It’s been a simple and flexible way to spread the cost of purchases into three interest-free payme... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Purchased numerous items then wont let you use it at... Purchased numerous items then wont let you use it at all even with a perfect credit score avoid at all costs Reviewed on: 27th May 2026

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About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

Klarna Buy Now Pay Later reviews (551)

Review of the Klarna, Buy Now Pay Later:

Efficient service

If I order goods online I can get them delivered safely then I can choose how to pay either immediately/staggered or a future set date- great service. Reviewed on: 26th July 2022

Why use a credit card company now ?

Perfect for those small to midsize purchases , spread the costs over 3 months and no extra charge , madness not too . Great service app works brilliantly . Reviewed on: 15th June 2021

Fast and easy on the bank account

Great for those big purchases, without the big hit on your bank account Reviewed on: 14th June 2021

SO MUCH BETTER THAN A CREDIT CARD!

Clever and handy payments that help me manage my money. Reviewed on: 14th June 2021

Amazing service

Amazing service you can pay on 30 days or split into 3 payments every 30 days. No interest and really straight forward. Perfect and flexible. Ideal for larger purchases Reviewed on: 14th June 2021

Affordable finance

Brilliant way to buy items and pay in 3 or at a later date, very handy to have but best to only order what you need as over spending can happen but the staff are amazing at helping any time you have an issue with a payment Reviewed on: 7th February 2021

Loan

One of the many that let me down with hidden costs. Website and app very poor in features and options for the client. Communication level : 0 Reviewed on: 23rd January 2021

Great app

Really love Klarna I use it for all my online clothes shopping that I can! The app is so easy to use and make payments.. Reviewed on: 1st July 2020

amazing flexibility

bought a hottub from lazy spa, got in on 12 months interest free with klarna, payments don't start until item arrives and you can pay off balance whenever you like at no extra cost Reviewed on: 28th May 2020

Fantastic experience using this company

Great company allows you to buy now pay later or split bill into 3 repayment making it affordable when u need something you don't have the money for at that time Reviewed on: 11th May 2020

Perfect !!

I bought some gifts for my family and the best thing, I used Klarna to divide the payment to 24 months and I paid 0% interest. Also, Klarna has a very well-trained team. Reviewed on: 24th January 2020

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