Smart Money People Logo

Kroo: Current account reviews

4.87
Based on 4,843 reviews, last reviewed 24th Mar 2026
70100% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Applied for a online kroo account, all done within 1... Applied for a online kroo account, all done within 15 minutes. , excellent service, would recommend to everyone, absolutely brilliant bank . Reviewed on: 24th March 2026
sailor58's avatar
sailor58

Latest lowest rating:

1

Avoid. Poor, slow customer service I reported a potentially fraudulent use of my debit card and froze my card before the payment had gone through. I flagged this up with Kroo who actua... Read more Reviewed on: 18th March 2026
Amira R's avatar
Amira R

About this product

With the Kroo current account, you can earn interest on your balance.

Using the Kroo app you get real-time spending insights that break down and categorise your transactions. It’s free to open and has no monthly fees even for spending abroad. You can also apply for an overdraft facility.

Kroo current account reviews help you find out what it’s really like to be a customer. If you’ve used Kroo before, you can also leave a review and share your experience.

Kroo Current account reviews (4843)

Review of the Kroo, Current account:

Excellent and simple to use.

5
Excellent and simple to use. Very good value. Will and have recommended Reviewed on: 28th March 2024

Great current account, very competitive interest rate!

5
Great current account! Very accessible and was easy to open. Super competitive interest rate, with interest paid monthly. Clear terms and conditions. Reviewed on: 8th January 2024

Efficient and effective no more to be said

5
Efficient and effective no more to be said Reviewed on: 8th January 2024

Great experience so far

5
Joined Kroo due to the attractive interest rate, been a flawless experience thus far, joining is easy and the app is great Reviewed on: 8th January 2024

Good so far.

3
Good so far. No online banking. Only banking available through app. Reviewed on: 8th January 2024

Simple, easy to use, great interest rate

5
Simple, easy to use, great interest rate on a current account with no strings! Have recommended to my friends and family. had a few issues I needed to speak to the support team about, and these were resolved quickly and without fuss (an issue with my card, quickly replaced). Reviewed on: 3rd January 2024

Recommended to all my friends

5
Wow, easiest bank account opening ever! Only took 10 minutes and the customer service is top tier. 4.1% interest on all balances up to 85k too. Amazing! Reviewed on: 16th July 2023

A Brilliant Current Account

5
The Kroo current account is brilliant. Not only does it give you all the things you’d expect from a current account but Kroo goes one step further.. It currently offers people with their current account an interest rate of 4.10% on all credit balances. That’s much better than most savings accounts. I would happily recommend Kroo to anyone. Reviewed on: 10th July 2023

Beware! Unbelievably poor service.

1
Unbelievably poor service. Sent wages to this bank and not showing. Every time I use the chat or call I’m given the patronising response telling me that they can see the payment and the relevant team are looking into matters, and then they have the nerve to thank me for my patience and understanding. They have left struggling and having to rely on support and overdrafts which is incurring fees. Won’t acknowledge my complaint and no sincere care or apologies! As soon as I get my money back I’ll be seeking compensation and will be shutting the account down! Reviewed on: 26th June 2023

High interest current account

4
Current account with high interest that constantly goes up with the base rate. I'm basically using it as a savings account. Transfers are instantaneous and stress free. Customer service is quick and friendly. Great alternative to brick and mortar bank with low interest rates or limits to your monthly contributions! Reviewed on: 2nd June 2023

High interest and a Current Account

5
Love that Kroo has provided a current account that offers high interest on balances. Great way to earn a little extra each month. Hoping this will encourage over providers to follow suit. Reviewed on: 1st June 2023

Do you have a different Kroo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Kroo?

  • Personal loan

    from Kroo 4.97 from 145 reviews
    Kroo
  • App

    from Kroo 4.90 from 2523 reviews
    Kroo
  • Cash ISA

    from Kroo 4.89 from 343 reviews
    Kroo
    View all products