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Kroo: Current account reviews

4.88
Based on 4,616 reviews, last reviewed 5th Mar 2026
49900% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great products, best interest rates. Great products, best interest rates. Very easy account opening. Attractive, reliable and fast responsive mobile app. Flexible Cash ISA compliments Kro... Read more Reviewed on: 5th March 2026
Christopher K's avatar
Christopher K

Latest lowest rating:

1

Not Loan approval for me for soooo long Not very helpful to customer. Not Loan approval for me for soooo long Reviewed on: 3rd March 2026
Saeed jan's avatar
Saeed jan

About this product

With the Kroo current account, you can earn interest on your balance.

Using the Kroo app you get real-time spending insights that break down and categorise your transactions. It’s free to open and has no monthly fees even for spending abroad. You can also apply for an overdraft facility.

Kroo current account reviews help you find out what it’s really like to be a customer. If you’ve used Kroo before, you can also leave a review and share your experience.

Kroo Current account reviews (4616)

Review of the Kroo, Current account:

Excellent account, very good App and they seem to be...

5
Excellent account, very good App and they seem to be reactive to missing features that they then address and include, i.e. Saving Pots. Great Interest rates for positive balance in my current account, Excellent overdraft fees when compared to the aging 'mature banks' that effectively rip customers off.. The app works well and features are comprehensive. Reviewed on: 18th March 2024

Great account & you earn interest for free on ur money!

5
Great current account and one of the only (if not the only one) you earn interest for free on your money! Reviewed on: 26th February 2026

Current Account with interest

5
Easy to apply and set up App. Great interest rates on positive balances with no DD restrictions like some other banks. Reviewed on: 26th February 2026

Easy to sign up with an excellent rate of an interes...

5
Easy to sign up with an excellent rate of an interest for a current account. Reviewed on: 26th February 2026

Simple to use and great value

5
Simple to use and great value. App looks great too. Love the purpose behind the bank too. Also use the split bills feature too Reviewed on: 26th February 2026

Great current!

5
Great app, super easy to use, fantastic features! Reviewed on: 26th February 2026

Amazing customer service and feathres

5
Amazing customer service and feathres Reviewed on: 26th February 2026

I’ve been using kroo for a while and have been using...

4
I’ve been using kroo for a while and have been using it to store and save money, the transaction time is good and doesn’t take long for my money to arrive Reviewed on: 26th February 2026

Great so it is.

5
Great so it is. I would definitely recommend it. I am Christian and this app shows me the ways in which god supports everything and does all he can to keep things in motion. Reviewed on: 26th February 2026

PLEASE AVOID KROO BANK AT YOUR PERIL

1
Thought that Kroo with its solid interest rates was a great online option but after banking with them a very short time they blocked my account questioning a very small transaction made to my own credit card. I have responded to a variety of questions to show the validity of the card and the transaction but it continues to be blocked for over 3 weeks with zero communication from the bank. Today they messaged me to say they are closing my account completely with no explanation and I can no longer access my funds. Again zero customer service in dealing with this appropriately and I have never encountered anything so ridiculous in my 40 years banking in the UK. Back to HSBC I go! I have since read online lots of the same complaints about frozen and closed accounts for up to 3 month period so clearly big issues with their systems and staff which none of the big banks have. Reviewed on: 15th February 2026

Great app, amazing rate!

5
Great app, amazing rate! Love everything about Kroo - it's so simple and easy to use Reviewed on: 9th February 2026

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