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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great

5
Brilliant and easy way to do cycle insurance Reviewed on: 1st October 2022
Peter Ferguson's avatar
Peter Ferguson

Nice team

5
Satisfied customer since discovering this team Reviewed on: 1st October 2022
Merv Denney 's avatar
Merv Denney

Easy to use/understand

5
Excellent service, easy to use account Reviewed on: 1st October 2022
julia bilinska's avatar
julia bilinska

Very good 3rd party cover

4
Like for 3rd party liability cover. Reviewed on: 1st October 2022
Stephen Lythgoe's avatar
Stephen Lythgoe

Outstanding value

5
Laka offers unparalleled value in cycling insurance Reviewed on: 1st October 2022
Tony Buckley's avatar
Tony Buckley

Actually cares about cyclists

5
Laka really seems to have a genuine passion for cycling and it’s amazing model of collective insurance is a refreshing change from the usual attitude of insurers. Reviewed on: 1st October 2022
DR Awkward's avatar
DR Awkward

Super efficiency

5
Laka support is on hand to help straight away I have nothing but good words to say about this company they are super helpful and always trying to support the customer and are prompt to respond. Reviewed on: 1st October 2022
Rachael Barker's avatar
Rachael Barker

Top-tier cover

5
I've had my wheels stolen, frame damaged, chain snap, and one crash. Laka were a pleasure to deal with for all of these claims. I recommend them to everyone I speak with. 10/10 Reviewed on: 1st October 2022
Vlad's avatar
Vlad

Great cover

5
Good prices, very transparent and clearly big cycling enthusiasts Reviewed on: 1st October 2022
James T's avatar
James T

Insuring my unusual bike at an affordable price!

5
Easy to sign up, I’m always informed of the price I pay per month (as it varies) and the communications are very useful and informative (no spam, only what I need to know). Without Laka I don’t think I could afford to insure my type of bike (cargo bike) Reviewed on: 1st October 2022
MC Nawrocki's avatar
MC Nawrocki

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