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Laka: Cycle insurance reviews

4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

Amazing insurers

5
Lovely humans who care about bikes and cyclists. Reviewed on: 6th October 2022

Best insurance company...

5
By far! Best service, best experience absolutely nothing to complain about Reviewed on: 6th October 2022

Awesome company

5
Best bicycle insurer out there! Reviewed on: 6th October 2022

Simply awesome

5
Finally an insurance company that cares about getting me back on the bike, rather than just their bottom line. Bravo Laka! Reviewed on: 6th October 2022

Already recommended to my Mum

5
Easy to use, easy to sign up, comprehensive, fair pricing - I've already recommended to my Mum for her ebike. Reviewed on: 6th October 2022

Seamless experience

5
My experience is that of a very professional bunch, who understand the distress that theft or damage can cause and act in no time to get things back on track. Reviewed on: 6th October 2022

Exceptional Customer Experience

5
Ground breaking business who have reinvented the digital insurance customer journey for the better in their target market sector - hugely impressive … Reviewed on: 6th October 2022

They Are Amazing

5
Low cost bike insurance with the best service Reviewed on: 6th October 2022

Game changer insurance

5
Absolutely love this company,especially having to send a video when you make a claim? Brill idea to cut out fraudulent claims Reviewed on: 6th October 2022

Very flexible and specialist coverage for cycling

5
Very flexible and specialist coverage for cycling Reviewed on: 6th October 2022

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review