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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Great service and competitive price!

5
I joined Laka and insured two bikes. Policy was very clear and easy to understand and pricing very competitive. Whenever I had questions their CS team got back to me right away and were so helpful. Unfortunately I had to make a claim about 6 weeks after my new bike arrived. The claims process was exceptionally smooth and Laka got back to me straight away to confirm everything would be taken care of. Thanks to Laka I was able to get back on the road and they made the whole process and easy as these things could possibly be. Thanks Laka!! Reviewed on: 1st October 2022
Tom Stebbing's avatar
Tom Stebbing

Spot on!

5
Simple and transparent insurance provider that incentivises community spirit. Reviewed on: 1st October 2022
Sam Powell's avatar
Sam Powell

Simple and easy!

5
Never dealt with such an easy insurance company before - one that feels modern and has lots of perks! Reviewed on: 1st October 2022
natashachole@yahoo.com's avatar
[email protected]

Well done

5
Proud of you - providing a a great customer service Reviewed on: 1st October 2022
Chaouki B Salah's avatar
Chaouki B Salah

Great insurance company!

5
Really care about their customers Reviewed on: 1st October 2022
Aaron Wilkins's avatar
Aaron Wilkins

Quality Service

4
Really decent insurance but can be expensive Reviewed on: 1st October 2022
Tom Austin's avatar
Tom Austin

Best bike insurance service

5
Laka provides an amazing insurance service, with affordable rates while offering a truly remarkable online support and more. Reviewed on: 1st October 2022
Roberto Simone's avatar
Roberto Simone

great support

5
great support when I needed them, the friendly staff made it very easy to get the help I needed with not many hoops to jump while recovering from a bike crash Reviewed on: 1st October 2022
Theo's avatar
Theo

No nonsense, simple insurance that works

5
I've Been with Laka for a little under a year, thankfully I have not yet had to claim but the team are always there to answer questions and help if needed. They have put in a lot of time into the User experience and this shows. The site is a pleasure to use! Friends who are with Laka and have claimed have said the process is super easy, painless and quick! Keep it up Laka Reviewed on: 1st October 2022
Gavin Brophy's avatar
Gavin Brophy

Super quick and friendly service at a reasonable price

5
I've been covered for two years now. I had to raise two claims and they were addressed instantly, without delays. Reviewed on: 1st October 2022
Mikhail I's avatar
Mikhail I

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