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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

No claims yet but great customer service and company ambition.

5
Not had to claim thus far but setup, communication and principle of company is great. I like the better transparency seeing how claims money is spent and the idea of a communal/community pot. Very refreshing for an insurance company. Reviewed on: 1st October 2022
Scott's avatar
Scott

Best out there!

5
When I had to make a claim, it was super fast and I had a new bike ordered within hours. Great communication and friendly staff. Can’t recommend more. Reviewed on: 1st October 2022
Lina B.'s avatar
Lina B.

Would highly recommend Laka!

5
Very flexible cover, great customer service! Reviewed on: 1st October 2022
Will's avatar
Will

Love Laka

5
Flexible, tailored, good for your pockets. What else? Reviewed on: 1st October 2022
Giovanna Pala's avatar
Giovanna Pala

Fabulous value

5
Get customer service and first class insurance. Really impressed Reviewed on: 1st October 2022
Nick Darroch 's avatar
Nick Darroch

Super quick claim!

5
Super quick in getting a replacement helmet out to me Reviewed on: 1st October 2022
lucyiball@hotmail.co.uk's avatar
[email protected]

a breath of fresh air

5
Absolutely superb, a breath of fresh air in the insurance market, once a while a company along and really changes the way thing's are done..... Laka are that company..... Bravo Laka! Reviewed on: 1st October 2022
DH's avatar
DH

Cheap and easy

5
Haven't use it yet but seems reliable and most importantly really cheap! Reviewed on: 1st October 2022
Alessia Caramello's avatar
Alessia Caramello

The best bike insurance company.

5
I got the insurance from work “JustEat” it was one of freebee from company. I haven’t been applied yet but i can tell it would be good once it happen. Every month you get statement which contain all the benefit you have got through the period. I think that is really good. Thank you so much for your all work. Reviewed on: 1st October 2022
Ahram hwang's avatar
Ahram hwang

Perfecto

5
Best company about! Talk about vibes. Community. Here’s to the good guys Reviewed on: 1st October 2022
Neil whitten's avatar
Neil whitten

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