Smart Money People Logo
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2684)

Smooth sailing

5
No issues so far! My partner had his bike stolen before and laka was very prompt in dealing with the issue Reviewed on: 1st October 2022
Cherie Koh's avatar
Cherie Koh

Fantastic and fair

5
I have been with Laka for a while and although never having had to claim , friends have and have had their claims processed quickly and fairly. Reviewed on: 1st October 2022
Adam Davies's avatar
Adam Davies

Best insurer

5
Always great customer service and coverage and price Reviewed on: 1st October 2022
Dan's avatar
Dan

Live for Laka

5
Very good insurer Good simple website to use, service seems straightforward you can add cover intermittently Reviewed on: 1st October 2022
David Raw's avatar
David Raw

Excellent Insurance Provider

5
Excellent experience so far, very supportive in all circumstances, good communication and referral system. Reviewed on: 1st October 2022
Marcos Goncalves's avatar
Marcos Goncalves

Already suggested Laka to tens...

5
Super easy to set up and use, simple policy for straightforward needs - makes sense to me and is a beautifully affordable policy which is even better! Particularly living in London, you want to get protection but not at a rate that will empty your pockets. It's sort of like spending spare change to protect my bike. Reviewed on: 1st October 2022
Aimee Upton's avatar
Aimee Upton

Excellent insurers

5
Claimed for new handlebars after they were bent in a crash, easy process and quick payment with no quibbles Reviewed on: 1st October 2022
Dan's avatar
Dan

Great insurance model

5
Easy to use, love the scaled costs, by cyclists for cyclists. Reviewed on: 1st October 2022
Richard Fitzgerald's avatar
Richard Fitzgerald

Easy, simple and very helpful

5
Very easy to setup, excellent payment system. Easy to claim Reviewed on: 1st October 2022
Quinn Ransley's avatar
Quinn Ransley

A great provider

5
If you are someone who is unsure or skeptical get insurance i cant recommend laka enough. They are reasonably priced and are super responsive should you need to make a claim. Unfortunately i had to claim for a stolen bike earlier this year and was dreading the usual back and forth with insurers but they were great very responsive and worked for me not against. I cant recommend enough Reviewed on: 1st October 2022
Jb's avatar
Jb

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill