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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Excellent service

5
After my carbon wheel broke mid ride Laka paid out no quibbles before work was even completed so I wasn’t even temporarily out of pocket. Reviewed on: 1st October 2022
Gavsio's avatar
Gavsio

A friend got their bike replaced in a few days

5
A friend's bike was destroyed by a car but they got it replaced within a few days by Laka. I've signed up shortly afterwards. Haven't had to make any claims but service been good so far. Reviewed on: 1st October 2022
Chris's avatar
Chris

Well priced insurance

5
Great price, simple and thankfully not needed to use it yet. Reviewed on: 1st October 2022
Alec Gillanders's avatar
Alec Gillanders

super helpful

5
coverage is great and not too broad (not paying for things you dont need). speedy results when you do make a claim Reviewed on: 1st October 2022
Ryan Parkinson's avatar
Ryan Parkinson

Excellent

5
Excellent service and great product Reviewed on: 1st October 2022
Richard's avatar
Richard

Lama - perfect for cyclists

5
Competitive pricing and trustworthy company. Also flexible to add cover when needed - such as hiring a bike when abroad Reviewed on: 1st October 2022
Iain1.marley@gmail.com's avatar
[email protected]

Great service

5
Easy to use, highly recommend. Cover range is great and website answered all my questions Reviewed on: 1st October 2022
Tp's avatar
Tp

Excellent customer service

5
Claims dealt with really quickly, helpful and considerate customer care team. Reviewed on: 1st October 2022
Sam's avatar
Sam

Very good, innovative and engaging insurance provider

5
Very good, innovative and engaging insurance provider Reviewed on: 1st October 2022
JL's avatar
JL

A company that understands

5
Laka understands cyclists, the business model is innovative and gives good value Reviewed on: 1st October 2022
Stuart Hall's avatar
Stuart Hall

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