Smart Money People Logo

Laka: Cycle Insurance reviews

4.95
Based on 2,358 reviews, last reviewed 16th Jul 2025
900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Positive experience when I had to claim - feels like they couldn’t have done more to help me. Would recommend to everyone looking for bike insurance Reviewed on: 16th July 2025
Lucy's avatar
Lucy

Latest lowest rating:

1

No feedback from company I wrote a letter to Laka several months ago and still it's not answered. Reviewed on: 12th October 2024
P V's avatar
P V

About this product

Want to read reviews of cycle insurance, provided by Laka and written by regular customers like yourself? See what our community says below, to help make up your mind on your next cycle insurance policy. Whether it's level of cover, amount of cover offered, of ease of making a claim, our community shares their Laka reviews to help you find the best insurer to fit your requirements!

Review Laka: Cycle Insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Laka Cycle Insurance reviews (2358)

Great insurance with all the feels

5
Not only is this great cycle insurance but the business model means that you are directly invested in the organisation. Insurance that makes you part of the community. Just wonderful. Reviewed on: 1st August 2022

The non dystopian insurance company

4
It refreshing to see an insurance company, practicing a level of transparency, supporting the industry (Cycling teams and sponsorships) and passing the savings of a low claim month onto the customer. All this being said it is still one of the more expensive ways to insure your kit. It would also be nice to opt in and out of supporting causes, like a cycling team etc. Reviewed on: 1st August 2022

The very best

5
Amazing service. So helpful when someone decided to steal my handlebars. I didn't think I would ever love an insurance company but these guys are the best. I think my friends are now pretty bored of hearing me rave about them all the time. 100/10 would insurance again. Reviewed on: 1st August 2022

So good

5
Honest, transparent and fair insurance Reviewed on: 1st August 2022

An honest insurance company

5
Never had to make a claim but all my gear is insuranced through them. All the legal stuff is easy to read and no hidden in masses of text and complicafed legal jargon. Reviewed on: 1st August 2022

Professional and friendly service

5
I've been with Laka for 2 years now and have both bikes insured with them, I really like the concept of how it works and that everyone is contributing for each other. I find the monthly updates very reassuring and feel confident in the service being provided. I would thoroughly recommend them to others. Reviewed on: 1st August 2022

Fantastic idea

5
Laka Insurance is a fantastic new structure for Insurance. In addition the customer services and the level of service you receive when needing to claim is extremely high. Reviewed on: 1st August 2022

Excellent no fuss service

5
Helpful staff, easy to use website and good value. What's not to like. Reviewed on: 1st August 2022

Amazing and efficient

5
Quick and helpful. Laka sorted out my claim in record time and ensured I had a bike to ride whilst mine was at the mechanic. Reviewed on: 1st August 2022

Quality modern insurance that is easy

5
Laker made it easy for me to suspend my insurance during a protracted period of being unwell, and just as easy to restart when I started riding again. The cover is excellent and you get crystal clear stats on your payments. What is not to like? Reviewed on: 1st August 2022

Review Laka: Cycle Insurance now

Help others make smarter decisions by sharing your own experience. Write a review