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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Stress-free claims process

5
They don’t fight you to get out of doing exactly the thing that you are paying them to do like normal insurers do. Reviewed on: 1st October 2022
Spencer Tapia's avatar
Spencer Tapia

Fab brand on a mission!

5
Everything about the customer buying experience is great. I have liability insurance that I hope not to use but such an affordable product and gives me great peace of mind Reviewed on: 1st October 2022
Charlotte Howard's avatar
Charlotte Howard

For the people, by the people

5
Realistic, fast & fair, Laka is literally the provider you always needed! Reviewed on: 1st October 2022
Jamie Graham's avatar
Jamie Graham

Simple and great cover

5
Easy to understand and you feel safe in the knowledge your bikes are well covered Reviewed on: 1st October 2022
ATB 's avatar
ATB

Best Cycle Insurance

5
I amazed at the way Laka is organised for cyclists. I recommend it to all my wheelie friends. It gives me a confidence that all insurers promise, but I have seen that Laka fulfils its promises. Reviewed on: 1st October 2022
Jan Prothero's avatar
Jan Prothero

Honest insurance

5
A new way of insurance which feels a lot more like a collective. Monthly variable (but capped) fees and lots of data on where the money goes. Very competitive too. Reviewed on: 1st October 2022
Matthew Greaves's avatar
Matthew Greaves

Great value for money

5
Happy to have the extra security of knowing I have a great product to protect me and my bike. Reviewed on: 1st October 2022
David Webster's avatar
David Webster

Perfect Is all I can say

5
Since joining LAKA I’ve had nothing but perfect service. Easy set up to get me fully insured and customer service has been nothing but perfection. After a small accident resulting in the need to replace parts, the LAKA team were incredible in getting me back up and riding in no time. Every time I’ve had a query about my account, they’ve been extremely quick to respond with the most helpful of answers. I can’t really fault them, other than wanting more LAKA branded kit to come back into stock! Haha. Reviewed on: 1st October 2022
jdn's avatar
jdn

No Fuss

5
Easy to use no nonsense company Reviewed on: 1st October 2022
jura06@icloud.com's avatar
[email protected]

Fair and transparent insurance

5
Insurance companies often take advantage with big profits just because they can – not Laka. Their model with payments varying depending on the amount of claims makes it fairer and more transparent all around. I wish all insurance providers were structured this way. Reviewed on: 1st October 2022
Erik Aremyr's avatar
Erik Aremyr

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