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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Great concept

5
A new approach to bike insurance that makes it eminently affordable compared to the more established insurers. Easy to use website and good comms. Reviewed on: 1st October 2022
Colin Stump's avatar
Colin Stump

Great signup experience and peace of mind

5
Signing up to Laka has given me piece of mind. Overall signup experience was very simple and straightforward.. and all that offered for a reasonable cost. Highly recommend it to anyone commuting daily with his/her bike Reviewed on: 1st October 2022
Luis's avatar
Luis

Reactive and friendly service

5
I recommend Laka, they were fast to get back to me when I ran into an issue with my bike and everything was sorted very swiftly. Great value for money. Reviewed on: 1st October 2022
Diane 's avatar
Diane

Simple

4
I haven't made a claim yet but, signup was simple enough then just take a picture of your bike and its done. Reviewed on: 1st October 2022
David Witts's avatar
David Witts

Great quality

5
For the price you can't get better & get monthly updates. Reviewed on: 1st October 2022
Mark 's avatar
Mark

Perfect for every day cyclists

5
I had been looking for an insurance company who understand the problems of damage and theft cyclists face, without charging ridiculous amounts for cover- Laka was the company I'd been looking for this whole time! Reviewed on: 1st October 2022
Nick Draisey's avatar
Nick Draisey

Great service

5
Lucky not had to claim, but I know people who have and they’ve been faultless. Gives me a lot of peace of mind Reviewed on: 1st October 2022
MattC's avatar
MattC

Brilliant and innovative

5
Appreciate that they are doing things differently in a busy space Reviewed on: 1st October 2022
Annahita Benbow's avatar
Annahita Benbow

Simple, effective, does what it says on the tin.

5
Really like laka, doesn't feel corporate, by cyclists for cyclists. Reviewed on: 1st October 2022
Pete Rafferty's avatar
Pete Rafferty

Friendly and fair insurance

5
Efficient, friendly and fair insurance. Reviewed on: 1st October 2022
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Tash

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