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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great organisation l

5
Wonderful customer service. A great company all round. Reviewed on: 1st October 2022

Clear and what you want

5
Clear and friendly insurance. Who seem to understand what people who bicycle want from bicycle insurance as they are people who bicycle. Reviewed on: 1st October 2022

Wonderful, straightforward, friendly

5
Really lovely company, great to deal with, get in touch quickly, and explain everything beautifully. Really feel like part of a community, dare I say it, family. Who knew insurance could actually be a pleasure? Reviewed on: 1st October 2022

Innovative insurance.

5
The future of intelligent insurance. Reviewed on: 1st October 2022

Good value bike insurance

5
They cover everything I needed from an insurance company at a very good price. I really like how open they are about the claim statistics so you can understand exactly what is going on and how that impacts the monthly fee. Reviewed on: 1st October 2022

Faultless

5
Great experience so far can’t fault them reasonable cost and easy to contact Reviewed on: 1st October 2022

Great!

5
The most human insurance company I’ve ever experienced:) Reviewed on: 1st October 2022

Great service

5
I got Laka insurance after my bike got stolen, and the next time it happened, Laka processed my application quickly and sent me a new bike. All for not very much money! A happy customer. Reviewed on: 1st October 2022

Great and easy

5
Very fuss free and easy, all you need Reviewed on: 1st October 2022

No fuss

5
Layla is a simple to set up no fuss insurance. I just wanted 3rd party cover which took just minutes online to arrange and the cost is minimal Reviewed on: 1st October 2022

Review Laka: Cycle insurance now

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