Smart Money People Logo
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2684)

Lama - perfect for cyclists

5
Competitive pricing and trustworthy company. Also flexible to add cover when needed - such as hiring a bike when abroad Reviewed on: 1st October 2022
Iain1.marley@gmail.com's avatar
[email protected]

Great service

5
Easy to use, highly recommend. Cover range is great and website answered all my questions Reviewed on: 1st October 2022
Tp's avatar
Tp

Excellent customer service

5
Claims dealt with really quickly, helpful and considerate customer care team. Reviewed on: 1st October 2022
Sam's avatar
Sam

Very good, innovative and engaging insurance provider

5
Very good, innovative and engaging insurance provider Reviewed on: 1st October 2022
JL's avatar
JL

A company that understands

5
Laka understands cyclists, the business model is innovative and gives good value Reviewed on: 1st October 2022
Stuart Hall's avatar
Stuart Hall

Stress-free claims process

5
They don’t fight you to get out of doing exactly the thing that you are paying them to do like normal insurers do. Reviewed on: 1st October 2022
Spencer Tapia's avatar
Spencer Tapia

Fab brand on a mission!

5
Everything about the customer buying experience is great. I have liability insurance that I hope not to use but such an affordable product and gives me great peace of mind Reviewed on: 1st October 2022
Charlotte Howard's avatar
Charlotte Howard

For the people, by the people

5
Realistic, fast & fair, Laka is literally the provider you always needed! Reviewed on: 1st October 2022
Jamie Graham's avatar
Jamie Graham

Simple and great cover

5
Easy to understand and you feel safe in the knowledge your bikes are well covered Reviewed on: 1st October 2022
ATB 's avatar
ATB

Best Cycle Insurance

5
I amazed at the way Laka is organised for cyclists. I recommend it to all my wheelie friends. It gives me a confidence that all insurers promise, but I have seen that Laka fulfils its promises. Reviewed on: 1st October 2022
Jan Prothero's avatar
Jan Prothero

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill