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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Communicative, cheap, cooperative

5
I like that they regularly communicate the expenses of the co-op and your account. They're also cheap for the service you're getting and they're a co-op, which is just the best! Reviewed on: 1st October 2022
Eran Cohen's avatar
Eran Cohen

Quick, customer forward service

5
Transparent and speedy service when I had to make a claim, and I knew it had been approved less than two hours after reporting it. Reviewed on: 1st October 2022
Daisy Anderson's avatar
Daisy Anderson

Smart & useful

5
Straight forward good value insurance specifically for cyclists Reviewed on: 1st October 2022
Simon Reed's avatar
Simon Reed

Refreshing attitude towards insurance.

5
Laka are just a bit different. They put you in charge and it feels fair. They are transparent in how much they charge and explain why. Reviewed on: 1st October 2022
Gregg Baker's avatar
Gregg Baker

Best bike insurance

5
Great way to manage bike insurance - flexible options and very quick and friendly service Reviewed on: 1st October 2022
Vivienne Tomlin's avatar
Vivienne Tomlin

Best insurance you can have for your bike and equipment

5
Have been using Laka for a few months now, I’ve been very happy I’ve had two claims both were sorted out quickly and painlessly. Wouldn’t think of using anyone else. Reviewed on: 1st October 2022
josh@bathurst.org.uk's avatar
[email protected]

Simple no nonsense insurance

5
Quite simply easy to understand insurance but built around the community. Some nice little perks as well Reviewed on: 1st October 2022
Ian Gaskell's avatar
Ian Gaskell

Have confidence they will help

5
Haven’t had to use but I feel confident they are there for you from what I have seen from reports. Reviewed on: 1st October 2022
Barbs's avatar
Barbs

Excellent Bicycle Insurance

5
Perfect service. I've never had to claim fortunately, but everything has been perfectly straightforward and good value. Reviewed on: 1st October 2022
Steve Fifield's avatar
Steve Fifield

Very helpful and fast

5
Super friendly and fast when I had to claim. Reviewed on: 1st October 2022
Jake's avatar
Jake

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