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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

No fuss insurance

5
Great smooth sign up entices. No fuss no nudge. Monthly report. Haven’t made any claim so can’t say that bit. But so far, it’s all good Reviewed on: 1st October 2022
rainylee2003@hotmail.com's avatar
[email protected]

Easy and hassle free

5
Really easy to add whatever cover you need and pay in convenient monthly instalments Reviewed on: 1st October 2022
Steve's avatar
Steve

Great value

5
I wanted third party protection, we have to have it for cars, but strangely not for cycles, however, I felt it important yet found many cycle insurances don't provide it as standard and it becomes an expensive add on. Laka offer third party protection for just £1 a month, payable monthly, with the option to cancel anytime, now that is great value Reviewed on: 1st October 2022
Robert Smith's avatar
Robert Smith

Best ones out there!

5
Great prices and offers, never disappoint. Reviewed on: 1st October 2022
Anonymous's avatar
Anonymous

Great

5
Solved claim in a few short days, great service. Reviewed on: 1st October 2022
J007's avatar
J007

Innovative collective insurance

5
Love the collective approach. Coupled with a no nonsense, clear language approach, laced with fun. Feels like a family looking after each other! Nit like cyclists really! A unique bunch Reviewed on: 1st October 2022
Nathan Franks's avatar
Nathan Franks

Great service

5
I feel very reassured that my bike is protected Reviewed on: 1st October 2022
Eleanor's avatar
Eleanor

Inexpensive bike insurance

5
I'm always impressed by the monthly updates - seems to a caring company, so rare these days. Reviewed on: 1st October 2022
John Cox's avatar
John Cox

Easy as riding a bike

5
I feel safe, not only on my bike but in the knowledge that if anything happens to it, LAKA will sort it out. It's easy to sort out, simple to understand and the pricing and communications are just the best. I wish every insurance company was like this. I wish every COMPANY was like this. Reviewed on: 1st October 2022
txltxl5's avatar
txltxl5

Trustworthy!

5
Second to non transparency with updates and feedback. Reviewed on: 1st October 2022
Daniel Crawford's avatar
Daniel Crawford

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