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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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See only 5 star reviews
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Super quick claim!

5
Super quick in getting a replacement helmet out to me Reviewed on: 1st October 2022
lucyiball@hotmail.co.uk's avatar
[email protected]

a breath of fresh air

5
Absolutely superb, a breath of fresh air in the insurance market, once a while a company along and really changes the way thing's are done..... Laka are that company..... Bravo Laka! Reviewed on: 1st October 2022
DH's avatar
DH

Cheap and easy

5
Haven't use it yet but seems reliable and most importantly really cheap! Reviewed on: 1st October 2022
Alessia Caramello's avatar
Alessia Caramello

The best bike insurance company.

5
I got the insurance from work “JustEat” it was one of freebee from company. I haven’t been applied yet but i can tell it would be good once it happen. Every month you get statement which contain all the benefit you have got through the period. I think that is really good. Thank you so much for your all work. Reviewed on: 1st October 2022
Ahram hwang's avatar
Ahram hwang

Perfecto

5
Best company about! Talk about vibes. Community. Here’s to the good guys Reviewed on: 1st October 2022
Neil whitten's avatar
Neil whitten

Excellent service

5
After my carbon wheel broke mid ride Laka paid out no quibbles before work was even completed so I wasn’t even temporarily out of pocket. Reviewed on: 1st October 2022
Gavsio's avatar
Gavsio

A friend got their bike replaced in a few days

5
A friend's bike was destroyed by a car but they got it replaced within a few days by Laka. I've signed up shortly afterwards. Haven't had to make any claims but service been good so far. Reviewed on: 1st October 2022
Chris's avatar
Chris

Well priced insurance

5
Great price, simple and thankfully not needed to use it yet. Reviewed on: 1st October 2022
Alec Gillanders's avatar
Alec Gillanders

super helpful

5
coverage is great and not too broad (not paying for things you dont need). speedy results when you do make a claim Reviewed on: 1st October 2022
Ryan Parkinson's avatar
Ryan Parkinson

Excellent

5
Excellent service and great product Reviewed on: 1st October 2022
Richard's avatar
Richard

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