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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Brill insurance

5
Super easy to set up and clearly states what's covered - really simple to add more cover if needed too! 10/10 Reviewed on: 2nd October 2022

I personally recommend my friends and family

5
It was very good and the service is really nice Reviewed on: 2nd October 2022

Reliable, professional and friendly

5
I am reviewing based on the experience my boyfriend had with Laka after cycle accident - they helped him entirely to repair and replace all insured parts in a timely and responsive manner, we were super impressed Reviewed on: 2nd October 2022

Amazing

5
A breath of fresh air! Not stuffy, over complicated policies. Reviewed on: 1st October 2022

Dedicated cycling insurance for everyone including E-bikes

4
Modern, innovative, straight talking insurance company. Easy to setup and no need for a Direct Debit. Prices based on claims made by the collective to share the costs....awesome idea! Reviewed on: 1st October 2022

Superb

5
Peace of mind while knowing that you are helping others. Reviewed on: 1st October 2022

Thank you

5
Fast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast ServiceFast Service Reviewed on: 1st October 2022

Great company

5
Unique service. Highly recommended. Reviewed on: 1st October 2022

Awesome

5
No fuss no complicated forms, ready to claim and clear transparent pricing what's not to like Reviewed on: 1st October 2022

good stuff

5
easy to use, friendly service, quick. Reviewed on: 1st October 2022

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review