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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Quick, cheap, friendly

5
Always helpful, always fast to respond and pay out if your clam is eligible, very good value for money, plus they’re a collective so you get savings if there’s less claims in a month. Reviewed on: 2nd October 2022
Ben's avatar
Ben

Customer friendly insurance

5
Great, clear and friendly customer service and speedy claim management. Reviewed on: 2nd October 2022
Valentino Bozzo's avatar
Valentino Bozzo

Great value insurance!

5
I work in finance and know a good deal when I see one. Laka’s insurance offers great cover at a great price. Reviewed on: 2nd October 2022
Charlie Thorogood's avatar
Charlie Thorogood

Great offering

5
Laka offer an innovative collective offering, great customer service and regular updates showing exactly where your premiums are spent. Reviewed on: 2nd October 2022
george.a.hill90@gmail.com's avatar
[email protected]

Amazing, Fast, Compassionate

5
Laka aren't you're normal insurance provider. They aren't trying to trick you or catch you out in the small print, they're there to help keep you on the road no matter what. My bike got stolen in London and they got me a replacement bike without delay, and because they found my bike cheaper than I originally bought it for, they gave me almost £300 in gift cards to spend at a bicycle store of my choice - talk about fair. I'm back on the road, with some fancy new bike parts. Thanks for being there when I needed it most. Reviewed on: 2nd October 2022
Bobby Hardy's avatar
Bobby Hardy

Nice and easy to deal with when claiming

5
Fair and transparent process. You get what you pay for! Reviewed on: 2nd October 2022
Billy Ehrenberg's avatar
Billy Ehrenberg

Quick and easy

5
No hassle quick claims process. An insurer who understands their product and doesn't try to weasel out of paying. Reviewed on: 2nd October 2022
Jack Allen's avatar
Jack Allen

Solid insurance from knowledgable people

4
The team at Laka really know what they’re talking about when it comes to bikes. It’s perhaps not the cheapest, but you feel safe in their hands. Reviewed on: 2nd October 2022
Ralph's avatar
Ralph

Quick, easy, great

5
Laka makes bike insurance super simple and straightforward. Definitely recommend to anybody that cycles Reviewed on: 2nd October 2022
Adam Caswell's avatar
Adam Caswell

Genius concept

5
Genius concept with good value for money and excellent customer support. Reviewed on: 2nd October 2022
stephan hough's avatar
stephan hough

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