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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Friendly, clear, and efficient insurance

5
Love Laka - always clear as to what I am paying and why - plus some interesting info about claims allows me to make sure I am minimising risk. Had no need to claim them yet but very happy that I am getting a fair deal. Reviewed on: 1st October 2022
Phil B's avatar
Phil B

Bike insurance as it should be

5
Laka's pricing policy and transparent monthly invoices make it easy to see what you're paying and why. I haven't had to claim yet, but I'm confident that if I did, it'd be handled in friendly and efficient way. Reviewed on: 1st October 2022
Matt Robinson's avatar
Matt Robinson

Awesome serbixe

5
So often you are insured until you make a claim. Not with Laka. I had to make a wand it was settled in 48 hours Reviewed on: 1st October 2022
Jon Andrew 's avatar
Jon Andrew

Helped me no end!

5
I've claimed twice with Laka and both times they went above and beyond, prompt, friendly and helpful. Reviewed on: 1st October 2022
Nick Turnbull's avatar
Nick Turnbull

Love the community vibe

5
Haven't had to claim yet but I like that it's a collective. Reviewed on: 1st October 2022
Jessica Brooks's avatar
Jessica Brooks

Easy visit for a new bike!

5
The service and speed was unparalleled! Reviewed on: 1st October 2022
Eric Card's avatar
Eric Card

Not long ago did I join Laka.

5
Not had to use Laka for a claim yet, thankfully, but they have always been helpful and kept me informed. Thank you. Reviewed on: 1st October 2022
Michael Evans 's avatar
Michael Evans

Quick to join easy to understand

5
Very good service easy to understand policies and pleasant people Reviewed on: 1st October 2022
kevbatchelor's avatar
kevbatchelor

Superb- by cyclists for cyclists

5
Truly by cyclists for cyclists. Having had an issue myself previously, how they handled my potential claim was second to none. Also they were incredibly easy to contact- they are very much a 21st century company. Finally they bring honesty, transparency and integrity to the fore- with their novel approach to charging premiums and the visibility they give on claims data feeding into our premiums being next level. In a league of their own. Reviewed on: 1st October 2022
Eimear 's avatar
Eimear

Stress free insurance!!

5
Such an easy company to get in touch with and understand! Reviewed on: 1st October 2022
Emma's avatar
Emma

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