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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Great!

5
Amazing experience and love the collective approach. Reviewed on: 1st October 2022
Brandon Piety's avatar
Brandon Piety

Amazing

5
Like the way it’s different each. Month payment Reviewed on: 1st October 2022
Lorraine's avatar
Lorraine

Easy and no nonsense

5
Seems to be the only insurance company who actually understands a cyclist’s needs Reviewed on: 1st October 2022
Andrew Roff's avatar
Andrew Roff

There when I need it

5
The best thing about this insurance for me is its focus on cyclists. I feel they understand what matters to me and I get immense assurance Boeing that I won’t have to explain anything to them about why or how I ride my bike. Reviewed on: 1st October 2022
Ross Thompson's avatar
Ross Thompson

Amazing Companu

5
Very modern, great company that makes dealing with insurance quick and easy Reviewed on: 1st October 2022
Georgia Brown's avatar
Georgia Brown

An insurance company with clarity.

5
Probably one of the most clear and concise communication of how they work and how your money is going. Reviewed on: 1st October 2022
Stephen Ryan's avatar
Stephen Ryan

Hassle free claim and amazing customer service

5
Best insurance company I’ve used so far Reviewed on: 1st October 2022
Lynn Luong's avatar
Lynn Luong

Hassle free and fast settling a claim

5
Had my beloved bike stolen and thanks to Laka I was back cycling within two weeks. My claim was accepted without any additional faff after submitting what was listed in a very clear requirements. Also appreciated the option to choose a different bike as a replacement and professional help. On top of that the community system of Laka is so much better than the usual insurance giants! Reviewed on: 1st October 2022
Anonymous's avatar
Anonymous

They will take care of everything

5
Easy, simple, and friendly people. Say goodbye to those insurances that make you feel guilty for being the victim. Reviewed on: 1st October 2022
Rafael Battaglini's avatar
Rafael Battaglini

Fast, reliable and feel-good insurance!

5
I got cycle insurance when more and more of my life came to depend on having a working bike. This summer, riding to Greece, my GPS computer flew off and smashed. Laka sorted it out that very day and the whole process from reporting to replacing was incredibly smooth and reassuring. Not only that, but it feels good to be a part of a collective that supports each other! Reviewed on: 1st October 2022
David Charles's avatar
David Charles

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