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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Best insurance company out there!!!!

5
Really love the way LAKA is taking care of the people ! They have a fast and amazing support ! Reviewed on: 9th September 2022
Tudor Liviu's avatar
Tudor Liviu

excellent

5
insurance founded on the idea that you should have peace of mind. reviews speak for themselves, and they're always great to deal with. Reviewed on: 9th September 2022
Ben A's avatar
Ben A

Could not ask for better

5
Super easy to setup, clear requirements, no faff. I particularly like the value based approach and opportunity to accommodate for custom bikes/ component upgrades. Reviewed on: 6th September 2022
Jack Ferrell's avatar
Jack Ferrell

Great Model

5
Lakas model rewards honesty and the cycling community have done a great job to ensure they claim when they need to and not otherwise keeping premiums low. Reviewed on: 6th September 2022
bharat patel's avatar
bharat patel

Great company

5
Been a Laka for a good few years. Excellent products and backed up with great, clear communication. Reviewed on: 6th September 2022
Fraser's avatar
Fraser

Perfect customer service and claims process

5
Treats you like a real person, is fair in the claims process and generally great to deal with. Reviewed on: 6th September 2022
rc's avatar
rc

A very happy customer

5
Had to claim for a new frame set of a nearly new bike during the time it was very difficult to get hold of anything to do with cycling. Thankfully the claim was settled within hours and I was back on a bike in a couple of weeks. Reviewed on: 6th September 2022
Craig's avatar
Craig

Laka bike-savers!

5
Fair monthly pricing for such great insurance coverage and amazing customer service. Reviewed on: 6th September 2022
Lucy's avatar
Lucy

Insurance but make it fair!

5
Collective cover is the way forward Reviewed on: 6th September 2022
Tom Penslar's avatar
Tom Penslar

Great product , great ethic, great service

5
Love the business model that keeps customer prices to the lowest feasible. And great customer service Reviewed on: 6th September 2022
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Graham C

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