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Laka: Cycle insurance reviews

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4.95
Based on 2,464 reviews, last reviewed 5th Sep 2025
11100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
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Latest highest rating:

5

Super insurer Laka have always been fast and effective when handling my claims! Reviewed on: 5th September 2025
Tom V's avatar
Tom V

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2464)

Best value bicycle insurance

5
I find Laka’s approach to insurance a refreshing change from blanket cover regardless of losses made to one that truly reflects a collective share of losses and hence a collaborative approach to risk. This sharing approach makes us fairer and more grounded in our approach to claiming costs and collective responsibility. Reviewed on: 1st August 2022
Nicolas Laurent's avatar
Nicolas Laurent

Low cost, reliable bike insurance

5
Laka provides low cost, easy to set up insurance that can be relied on to pay out when required. They provide informative emails which outline what your money goes towards in a transparent and easy to understand way. Reviewed on: 1st August 2022
Swanny92's avatar
Swanny92

Easy

5
Just easy in short. Easy to join and they keep you updated with your payments and what’s going on. A different insurers to those I have been with. Reviewed on: 1st August 2022
Adam Morris's avatar
Adam Morris

Great website and great value

5
Nice and easy to fill in details, upload photos and know what I’m covered for. Great communication and excellent value. I haven’t had to make a claim yet (touch wood!) but have heard from others that it is much better than dealing with other insurance companies. Very happy with Laka. Reviewed on: 1st August 2022
Rebecca Norris's avatar
Rebecca Norris

Simple and fair

5
Very happy, quality insurance to hat covers what I need it to cover with a transparent pricing structure. Reviewed on: 1st August 2022
Julie Vine's avatar
Julie Vine

Hassle Free

5
Hassle free claims experience, competitive rates, what more could you ask for from an insurer! Reviewed on: 1st August 2022
Dave Gormley's avatar
Dave Gormley

Fair insurance

5
Good price and product, transparent company Reviewed on: 1st August 2022
Alex's avatar
Alex

Excellent Insurer

5
Laka were extremely helpful when my bike was damaged, they efficiently assessed my claim and ensured I was able to start cycling again quickly. Reviewed on: 1st August 2022
Bryn De Ivey's avatar
Bryn De Ivey

Simple and convenient

5
Simple and convenient process to join up. Very happy so far. Reviewed on: 1st August 2022
Bille_nomynus's avatar
Bille_nomynus

Great value for money and Transparent

5
Laka has been the best bike insurance I’ve ever had. It’s super transparent and great value for money. Some how they make insurance fun! Reviewed on: 1st August 2022
Ally Jackson's avatar
Ally Jackson

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