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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
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Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Quality help.

4
Thankfully never had to use it. But friends have and they have had a excellent experience. Reviewed on: 5th September 2022
Christian Bright's avatar
Christian Bright

Incredible

5
Sorts you out without the 30 questions. Great insurance Reviewed on: 5th September 2022
James Vanieris's avatar
James Vanieris

10/10 Would Recommend

5
Great insurance company. Super easy to use their website and have insured bikes, accessories and clothing with LAKA. Made a claim this year and within 5 days I received the money. Would recommend to anyone. Reviewed on: 5th September 2022
Anouska's avatar
Anouska

Laka - LXPM race team

5
A reliable fast acting insurance company. by cyclists, for cyclists Reviewed on: 5th September 2022
Alex Jones's avatar
Alex Jones

Consistently ahead of the rest

5
Love this brand and all it stands for, expect big things in the future Reviewed on: 5th September 2022
John Eustace's avatar
John Eustace

Great insurance company!

5
Have great marketing materials and informative breakdown of where your insurance payments are going to. Reviewed on: 5th September 2022
em's avatar
em

Good insurer, fair

4
Laka is a transparent insurer, and simple to use. They tell you a breakdown of costs each month and they're pretty transparent about it - the fees are not through the roof and I've main one claim during my time with them which was dealt with and paid out in a good timeframe. I honestly can't fault them. Reviewed on: 5th September 2022
Sam White's avatar
Sam White

Easy comprehensive cover

5
Love the fact that I can cover all my triathlon gear in one place, claiming is quick and painless and all interactions I've had with the Laka team have been great. Reviewed on: 4th September 2022
Callum Franck's avatar
Callum Franck

Fast service, People led

5
Had one claim, seamless and approachable people. Reviewed on: 4th September 2022
Tom Eke's avatar
Tom Eke

Absolutely amazing

5
Best insurance by far. Would highly recommend Reviewed on: 4th September 2022
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Vlad

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