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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Simply the best

5
A top class firm, owned by cyclists. They know exactly what the customer wants and there's no quibble on the claim. Reccomend to all. Reviewed on: 1st October 2022
Oliver Smith's avatar
Oliver Smith

Great value

5
Great value 3rd party liability insurance. Reviewed on: 1st October 2022
Bruno Ricci's avatar
Bruno Ricci

Successful, speedy claim

5
Had my bike stolen - and under quite strange circumstances. I was worried Laka would try to get out of paying with some complicated legal arguments - no, claim handled quickly and without issues. Plus, really like the idea of the company Reviewed on: 1st October 2022
Tomasz 's avatar
Tomasz

Excellent communication

5
Even the monthly billing emails get read. Reviewed on: 1st October 2022
William Linton's avatar
William Linton

outstanding

5
love the brand, company, ethos. everything you need for a cycling partner! Reviewed on: 1st October 2022
Nigel Walsh's avatar
Nigel Walsh

Best bike insurance

5
I was stolen a rise and miller e bike that is £9700 and get fully claim with no problem. Reviewed on: 1st October 2022
peter wong's avatar
peter wong

Great and uncomplicated bike insurance

5
I have lost my commuter bike due to theft. It was locked in a fenced and locked back garden After filing a claim it took 2 weeks until I got a great new replacement. The claim process was easy and straight forward. The contact who handled the claim was super friendly and quick. I am very happy I had chosen Laka to ensure my bikes and will continue to be a costumer. Reviewed on: 30th September 2022
ASW's avatar
ASW

Best Insurance Company

5
Super easy to deal with, and very personable. First company I've ever dealt with where it feels like they actually listen to you. Reviewed on: 27th September 2022
Luke Sheard's avatar
Luke Sheard

Great communication

5
Clear and responsive communication from the moment I submitted my claim to the payout. Reviewed on: 26th September 2022
Ricki Tura's avatar
Ricki Tura

Quibble-free, painless service

5
With previous insurers, I've had to fill out multiple lengthy forms, been left waiting months for a claim and often been handed to multiple different personnel. With Laka, for a relatively simply claim, the form took minutes and the whole process was clear, crisp and efficient. Their account management is very easy to understand and they make their Ts and Cs simple for the layperson. If at all you anticipate having a bike insurer you might actually use, Laka get my vote. Reviewed on: 26th September 2022
Varun Jyothykumar's avatar
Varun Jyothykumar

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