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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Affordable & Reliable

5
Have been with Laka since they started and the insurance is extremely reasonable and we are able to insure all of our bikes not just the most expensive ones Reviewed on: 3rd September 2022
Collette's avatar
Collette

Transparent and collaborative bike cover

5
My home insurer declined to cover my new bike but Laka took it on at a reasonable premium. Service so far has been good, although I’ve not had to claim yet Reviewed on: 2nd September 2022
Iain Yardley's avatar
Iain Yardley

New and the best

5
A new way of insurance that seems cheaper and more effective Reviewed on: 2nd September 2022
michael's avatar
michael

Love Laka

5
It says what it does and it does what it says Reviewed on: 2nd September 2022
Alastair Waller's avatar
Alastair Waller

Excellent experience

5
Very responsive and professional Reviewed on: 1st September 2022
Garmon ap Garth 's avatar
Garmon ap Garth

I Laka them a lot!

5
They are awesome, transparent and do great comms - if they were a pie I would eat them Reviewed on: 1st September 2022
JM's avatar
JM

Satisfaction Guaranteed!

5
I've only had 1 bike stolen since joining Laka, which happened around 2 weeks after joining. The speed and ease with which they got me back on two wheels was amazing, did not know insurance could this good! Reviewed on: 1st September 2022
Matthew Sims's avatar
Matthew Sims

Easy

5
Great service,easy to understand no gobbledygook,as much cover as you want and no hard sell. Highly recommend Reviewed on: 1st September 2022
Kevin Pickering's avatar
Kevin Pickering

Hassle free insurance

5
Slick, hassle free. Only downside is recently response times have been much greater that I'd expect for a challenger insurer Reviewed on: 1st September 2022
Samb's avatar
Samb

So far, so good.

5
Great fast responsive service. Exactly what I pay for. Reviewed on: 1st September 2022
Michael Cross's avatar
Michael Cross

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