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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Straight forward insurance

4
Great UX/UI and easy to set up. Interesting model with fluctuating prices. Reviewed on: 1st September 2022
Jon's avatar
Jon

Laka District

5
You never want anything to go wrong But if it does You don’t want faff, red tape, ifs, buts, maybes. You want help and understanding That’s what Laka does and I like that I’m looking out for my fellow riders and they are looking out for me. Reviewed on: 1st September 2022
Steve 's avatar
Steve

Great

5
Good value. Gives peace of mind Reviewed on: 1st September 2022
Emma's avatar
Emma

Innovative and fast

5
Laka does one thing and they do it well. Their staff is very responsive, always getting back to you within a day, often less. Reviewed on: 1st September 2022
Jens's avatar
Jens

Fantastic insurance when things go wrong

5
Laka is amazing when you have a problem (e.g., theft, accident, ...) which is exactly what you want from an insurance company. Reviewed on: 1st September 2022
Miguel Martinez's avatar
Miguel Martinez

They are just cool

5
A great company , lovely newsletters and goes to interesting intelligent causes Reviewed on: 1st September 2022
Tamzen Grove's avatar
Tamzen Grove

Cheapest Bicycle Insurance.....EVER!!!

5
If like me you struggle to make ends meet every month and I am feeling the cost of living crunch. Well, this insurance company takes away that financial burden so I can ride my bike without worrying about high premium fee's to fork out if the worst was to happen. Gets my vote #1 bicycle insurance company. Reviewed on: 1st September 2022
Michael 's avatar
Michael

Simple, fast, high value

5
I got damage on my second hand bike that I insured via LAKA. Within a few hours I got a detailed description of the steps I could take to have this fixed asap and start cycling again! Reviewed on: 1st September 2022
Rui's avatar
Rui

Good value for money!

5
Easy way to solve any issue with your lovely bike, an insurance product from bikers to bikers that really understand your needs and expectations! Reviewed on: 1st September 2022
Artur Pereira's avatar
Artur Pereira

My Laka

5
Best company in the World iv ever never seen Reviewed on: 1st September 2022
Kardo Ali's avatar
Kardo Ali

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