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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Excellent

5
Uncomplicated and reliable. Just how it should be. Reviewed on: 22nd September 2022

Excellent service

5
Getting a quote was easy and their pricing is excellent. Settling claims is rapid! Reviewed on: 21st September 2022

Amazing customer experience

5
Great company, great brand, great service Reviewed on: 21st September 2022

Amazing

5
Great company, top notch service. Reviewed on: 21st September 2022

Flawless cycling insurance

5
Never had a single issue with Laka Reviewed on: 21st September 2022

Progressive, innovative - this is how insurance should be done

5
Great service, cost t breakdown transparency and responsiveness of the staff, very much appreciated Reviewed on: 21st September 2022

No nonsense insurance at a decent price

5
I’ve fortunately never had to use Lanka but they’re clearly top notch as I’ve had many a positive word from fellow cyclists, plus their emails are insightful and positive, breaking down all the reasons why they charge what they do, and reminding me that insuring my prized possession is worth every penny! Reviewed on: 21st September 2022

Outstanding customer centric cover

5
Not enough words to describe the brilliant service the crew at Laka provide Reviewed on: 21st September 2022

Excellent cover

5
Great communication from the team when a claim in necessary. Very easy to make changes when kit changes Reviewed on: 21st September 2022

Simple, progressive and affordable!

5
Great flexibility on insuring my winter bike / summer bike on a month-to-month basis rather than a fixed contract. Affordable and transparent on the company workings and their vision. Would recommend to anyone looking for bike insurance! Reviewed on: 19th September 2022

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review