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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Simple and honest insurance

5
Although I have not used it yet, Laka seem to be a very costumer-orientaded insurance company. So far, the experience has been very positive. Reviewed on: 1st September 2022
jnoritomi's avatar
jnoritomi

Innovative insurance

4
Pay monthly with great coverage for all bike and bike related bits. Wouldn’t be without my Laka insurance. Reviewed on: 1st September 2022
Baljinder Dhaliwal's avatar
Baljinder Dhaliwal

Excellent!

5
The changing face of bicycle insurance. Reviewed on: 1st September 2022
Cameron Ross's avatar
Cameron Ross

Brilliant all round

5
Been with these guys for the last year or so, good value & great to deal with. Reviewed on: 1st September 2022
Spoke's avatar
Spoke

Top Stuff

5
Easy to use and always works well Reviewed on: 1st September 2022
Carl's avatar
Carl

Changing the model!

5
Customer centric insurance leading the way in how they treat their customers. Reviewed on: 1st September 2022
Sam T's avatar
Sam T

A different way

5
Peace of mind that my bike and accessories are insured and if claims are low so is my monthly cost, but if they are high I know it wont go above a set amount that month. Reviewed on: 1st September 2022
Christopher Mark Meeten's avatar
Christopher Mark Meeten

Doing it differently & doing it well

4
Laka's been around a few years now with a business model that's transparent and seemingly able to offer competitive pricing with stand out customer service and response. With scale I would hope their model could become the no brainer choice beating the traditional insurance business models on service and price. Reviewed on: 1st September 2022
Julian's avatar
Julian

Great and efficient service

5
Laka insurance is affordable, reliable and people are easy to reach when something happens to your bike. I had an incident that was resolved in a couple of days. Highly recommend. Reviewed on: 1st September 2022
Diane Loubeyre's avatar
Diane Loubeyre

Best bicycle insurance by far

5
Really great new concept of delivering bicycle insurance and fantastic customer services. Reviewed on: 1st September 2022
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Pippa Collins

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