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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

wonderful

5
wonderful xperience, customer centric and great value for money Reviewed on: 1st September 2022
FD's avatar
FD

Exactly how bike insurance should be

5
Fantastic service - providing only what I need and reflecting the state of the sector. Simple to set up and considers what it takes to restore/replace the actual capability you lose through an incident, rather than the perceived value of what has gone. Always been quick to respond and even gave me a credit one month to offset the cost of losing something that wasn't even covered under my policy - how awesome is that? Reviewed on: 1st September 2022
AJ's avatar
AJ

Efficient and simple to use

5
Very quick to respond when making claim. Understand specific needs of cyclists well. Reviewed on: 1st September 2022
Daniel Hills's avatar
Daniel Hills

So simple and effective

5
They make the task of getting bike insurance, pain free and actually enjoyable. Simple. Reviewed on: 1st September 2022
whatwatch's avatar
whatwatch

Peace of mind

5
Having insurance has given me peace of mind and Laka is so easy and simple to sign up with Reviewed on: 1st September 2022
Emily's avatar
Emily

Great service and communication

5
Have had a great experience with Laka. Always great service and communication. Highly recommended! Reviewed on: 1st September 2022
Paul Price's avatar
Paul Price

Cost effective cycle liability insurance

5
My wife works in a solicitors office, and had a case where a lady in her 70s stepped out in front of a cyclist. She had a broken hip, and is suing cyclist for £24,000. He will have to remortgage his house to pay. For £1 per month, you can cover yourself for such an eventuality. Reviewed on: 1st September 2022
Peter Webber's avatar
Peter Webber

The only insurance I have ever been excited to pay

5
Laka provides a fantastic service for such a small fee. I had 2 bikes stolen and finally decided that bike insurance was a good idea and then I was recommended Laka and have never looked back. I feel safe locking my bike up in central London and it has been easy to freeze my account when I haven't needed it. Laka is quick and easy to use and such a positive community to be a part of that I am very happy to support them with my monthly contributions. Highly recommend to all cyclists! Reviewed on: 1st September 2022
Dulcie Ruttley-Dornan's avatar
Dulcie Ruttley-Dornan

Laka changing the game

5
this is a forward-thinking and enlightened approach which should lead the way for all insurance Reviewed on: 1st September 2022
GBes's avatar
GBes

Super easy to make claims

5
Overall great service, super easy to make claims and they get sorted quickly. Also, super easy to update the policy whenever required. Reviewed on: 1st September 2022
Caitlin Dimbleby's avatar
Caitlin Dimbleby

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