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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Excellent insurance, great company

5
A very good way of doing insurance and excellent customer service Reviewed on: 13th September 2022
George Oehlert's avatar
George Oehlert

Fab to have a specialist cycle insurance product

5
Laka are really serious to serve all cyclists whatever their bike type and to serve this community fairly and effectively Reviewed on: 13th September 2022
Emma capello's avatar
Emma capello

Awesome company with great product and excellent service

5
Have been using Laka for 2/3 years now and very satisfied so far. Always respond quickly and help solve any bicycle issues you may have. Reviewed on: 12th September 2022
J's avatar
J

Easy to use and awesome concept

5
Very easy to use and great that it is a community driven insurance Reviewed on: 12th September 2022
Lottie Liebling's avatar
Lottie Liebling

Laka feels like a family

5
I haven't had to claim from Laka thankfully, but I have spoken with their support team a few times. Each time they have been incredibly responsive and helpful. I really enjoy reading the monthly updates and the transparency on where my contributions are going. Reviewed on: 11th September 2022
Sven Shipton's avatar
Sven Shipton

Best insurance company out there!!!!

5
Really love the way LAKA is taking care of the people ! They have a fast and amazing support ! Reviewed on: 9th September 2022
Tudor Liviu's avatar
Tudor Liviu

excellent

5
insurance founded on the idea that you should have peace of mind. reviews speak for themselves, and they're always great to deal with. Reviewed on: 9th September 2022
Ben A's avatar
Ben A

Could not ask for better

5
Super easy to setup, clear requirements, no faff. I particularly like the value based approach and opportunity to accommodate for custom bikes/ component upgrades. Reviewed on: 6th September 2022
Jack Ferrell's avatar
Jack Ferrell

Great Model

5
Lakas model rewards honesty and the cycling community have done a great job to ensure they claim when they need to and not otherwise keeping premiums low. Reviewed on: 6th September 2022
bharat patel's avatar
bharat patel

Great company

5
Been a Laka for a good few years. Excellent products and backed up with great, clear communication. Reviewed on: 6th September 2022
Fraser's avatar
Fraser

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