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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

I trust laka unlike any other insurer

5
The pricing is fair, the claims are handled by cyclists and most importantly they paid out quick when I claimed. Reviewed on: 1st October 2022
Jamie Leverton's avatar
Jamie Leverton

Awesome team

5
Team Laka has always been prompt with communication, easy to contact and informative with explaining Reviewed on: 1st October 2022
Radin Farizuan's avatar
Radin Farizuan

Friendly and cost-effective service

5
Great wide-ranging coverage, speedy and super friendly service as a very good price. Reviewed on: 1st October 2022
George's avatar
George

Simple no nonsense claims

4
You genuinely feel like Laka are on your side when it comes to the unfortunate claim. Other insurance companies look to protect themselves, Laka look to protect you. Reviewed on: 1st October 2022
Brettsta's avatar
Brettsta

Amazing service !

5
First rate Insurance , super good communication, fair pricing. Clear structure and very easy to use and sign up! One of the best companies I deal with Reviewed on: 1st October 2022
Henry Bonnell's avatar
Henry Bonnell

Exactly what is needed

5
Premiums are reasonable, and the fact they are based on claims is brilliant, haven’t had to claim yet but customer service for everything else has been exemplary Reviewed on: 1st October 2022
howes.nj@googlemail.com's avatar
[email protected]

Excellent service at a decent price

5
Every time I've needed them all has worked perfectly. Reviewed on: 1st October 2022
Iain McNaught's avatar
Iain McNaught

First class service

5
What a change to have a company that communicates genuine information with its stakeholders and you know exactly what you are paying for month by month Reviewed on: 1st October 2022
Stuart Guy's avatar
Stuart Guy

Affordable insurance

4
I’ve never had to claim with Lana whilst being a customer but the process to becoming one is easy to navigate and I appreciate how affordable it is as an insurance provider Reviewed on: 1st October 2022
Ashley's avatar
Ashley

Easiest to use, most reliable insurance company I have used

5
Laka make everything as easy and fair as possible - they are incredibly easy to talk to if you have a question, and were so helpful when I had to make a claim. I’ve recommended them to all of my friends who have bikes! Reviewed on: 1st October 2022
Ele Tinson's avatar
Ele Tinson

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