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Laka: Cycle Insurance reviews

4.95
Based on 2,456 reviews, last reviewed 28th Aug 2025
10300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
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Latest highest rating:

5

Best insurance company there is. Best insurance company there is, fantastic service , fantastic people. Reviewed on: 28th August 2025
Mitchell n's avatar
Mitchell n

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Want to read reviews of cycle insurance, provided by Laka and written by regular customers like yourself? See what our community says below, to help make up your mind on your next cycle insurance policy. Whether it's level of cover, amount of cover offered, of ease of making a claim, our community shares their Laka reviews to help you find the best insurer to fit your requirements!

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Laka Cycle Insurance reviews (2456)

Everything you need

5
When you read the small print for most other bike insurance, the coverage has a low cap on the maximum claim for a single item , which is the opposite of what you want for a bike. Laka seems to have everything I required and at a reasonable price. Reviewed on: 1st August 2022

Fab company!

5
Easy to set up and everything explained very well. So confident if something happened Laka would have my back! Reviewed on: 1st August 2022

Quick, helpful and legitimate.

5
Had a breakdown and Laka helped me get up and running as soon as possible, didn't think insurance companies could pay out so well and so quickly with such little fuss! Reviewed on: 1st August 2022

Customer first

5
Wanted to say the model just works - customer is key I like it so much I invested !!! Reviewed on: 1st August 2022

Brilliant insurance!

5
Truly brilliant insurance so far. Very easy to use and register items, no nonsense approach, great communication and clearly tailored properly to cyclists. Highly recommended! Reviewed on: 1st August 2022

Excellent customer and quick to respond

5
Laka has been great value and piece of mind for when I'm out on trails. Especially now I'm starting to become a little adventurous. Reviewed on: 1st August 2022

Easy no fuss insurance

5
Easy to take out. I like the fact they don’t down value the bike Reviewed on: 1st August 2022

Love Laka

5
Just got Laka insurance for my Cowboy Bike so simple and quick to set up :) Reviewed on: 1st August 2022

Easy to use website, simple and effective service

5
Laka provides a very clear service, with an easy to understand pricing. Coverage is very good value for money. Customer service is attentive Reviewed on: 1st August 2022

Easy, focused, and a pleasure to work with

5
Nobody thinks of insurance as a nice thing but today we need to work on either self insurance or actually purchasing a policy, and with the frequency of both theft and damage, ensuring you are fully covered for replacement is very important. Laka is easy to reach and open with their answers to questions. I haven't needed their actual insurance yet, and am grateful. Hopefully, I never will! But in the meantime I know I have replacement up to my stated value and transparency on costs and even my share. Something unlike any other insurance company I have ever used! Reviewed on: 1st August 2022

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