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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2684)

Lala review

5
Lala has brilliant customer service which, matched with amazing conditions, leads to an outstanding cycle insurance. Reviewed on: 10th August 2022
Leo's avatar
Leo

Quick payout. What more do you need?

5
Friends who have been involved in accidents received their insurance money quickly and we’re back riding on a new bike within a week. Reviewed on: 10th August 2022
Sam Barrett's avatar
Sam Barrett

Easy, Straightforward, Safe

5
Peace of mind for a great price, with excellent service. And just exceptionally easy to use! Reviewed on: 9th August 2022
Tom's avatar
Tom

Well satisfactied.

5
Quality assurance, good price and easy to understand. Reviewed on: 9th August 2022
Erwin Aleksandrov's avatar
Erwin Aleksandrov

Amazing Insurance

5
How they charge to respond in getting your insurance claim is faultless! The best cycle insurance ever!!! Reviewed on: 9th August 2022
Lee Higlett's avatar
Lee Higlett

My go-to bike insurers

5
I've recommended Laka to every bike owner I know! Thankfully I've never had to claim, but I know people who have and they're always super impressed with the level of service. Great guys, and a great ethos! Reviewed on: 9th August 2022
Tilda Bywater's avatar
Tilda Bywater

Insanely fast, an insurance claim experience that I actually enjoyed!

5
Fell off my bike on the way to work. Ruined a load of my kit, even needed an uber home as had broken my arm. Laka really took some of the pain out of the incident by sorting my claim out soooo quickly. Love them! Reviewed on: 9th August 2022
Si's avatar
Si

New happy customer

5
I just signed up - process was easy - love the business model to save you money if they can and ability to amend my policy easily without being charged and admin cost! Not having to pay an excess if you ever have to claim is awesome! Reviewed on: 9th August 2022
Stephan Hough's avatar
Stephan Hough

Love the collective cover model

5
Laka offers a totally different model for insurance where everyone benefits from being part of a collective. Claims process is fast, painless and you always deal with a helpful and friendly human. Reviewed on: 9th August 2022
Mae's avatar
Mae

Finally insurance I can understand and trust

5
I've always been sceptical about insurance, so it's great to see a someone doing things different and putting their customers first. Super easy to under, which makes a pleasant change. Reviewed on: 9th August 2022
Peter Talbot's avatar
Peter Talbot

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