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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Changing the model!

5
Customer centric insurance leading the way in how they treat their customers. Reviewed on: 1st September 2022
Sam T's avatar
Sam T

A different way

5
Peace of mind that my bike and accessories are insured and if claims are low so is my monthly cost, but if they are high I know it wont go above a set amount that month. Reviewed on: 1st September 2022
Christopher Mark Meeten's avatar
Christopher Mark Meeten

Doing it differently & doing it well

4
Laka's been around a few years now with a business model that's transparent and seemingly able to offer competitive pricing with stand out customer service and response. With scale I would hope their model could become the no brainer choice beating the traditional insurance business models on service and price. Reviewed on: 1st September 2022
Julian's avatar
Julian

Great and efficient service

5
Laka insurance is affordable, reliable and people are easy to reach when something happens to your bike. I had an incident that was resolved in a couple of days. Highly recommend. Reviewed on: 1st September 2022
Diane Loubeyre's avatar
Diane Loubeyre

Best bicycle insurance by far

5
Really great new concept of delivering bicycle insurance and fantastic customer services. Reviewed on: 1st September 2022
Pippa Collins's avatar
Pippa Collins

wonderful

5
wonderful xperience, customer centric and great value for money Reviewed on: 1st September 2022
FD's avatar
FD

Exactly how bike insurance should be

5
Fantastic service - providing only what I need and reflecting the state of the sector. Simple to set up and considers what it takes to restore/replace the actual capability you lose through an incident, rather than the perceived value of what has gone. Always been quick to respond and even gave me a credit one month to offset the cost of losing something that wasn't even covered under my policy - how awesome is that? Reviewed on: 1st September 2022
AJ's avatar
AJ

Efficient and simple to use

5
Very quick to respond when making claim. Understand specific needs of cyclists well. Reviewed on: 1st September 2022
Daniel Hills's avatar
Daniel Hills

So simple and effective

5
They make the task of getting bike insurance, pain free and actually enjoyable. Simple. Reviewed on: 1st September 2022
whatwatch's avatar
whatwatch

Peace of mind

5
Having insurance has given me peace of mind and Laka is so easy and simple to sign up with Reviewed on: 1st September 2022
Emily's avatar
Emily

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