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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great service and communication

5
Have had a great experience with Laka. Always great service and communication. Highly recommended! Reviewed on: 1st September 2022
Paul Price's avatar
Paul Price

Cost effective cycle liability insurance

5
My wife works in a solicitors office, and had a case where a lady in her 70s stepped out in front of a cyclist. She had a broken hip, and is suing cyclist for £24,000. He will have to remortgage his house to pay. For £1 per month, you can cover yourself for such an eventuality. Reviewed on: 1st September 2022
Peter Webber's avatar
Peter Webber

The only insurance I have ever been excited to pay

5
Laka provides a fantastic service for such a small fee. I had 2 bikes stolen and finally decided that bike insurance was a good idea and then I was recommended Laka and have never looked back. I feel safe locking my bike up in central London and it has been easy to freeze my account when I haven't needed it. Laka is quick and easy to use and such a positive community to be a part of that I am very happy to support them with my monthly contributions. Highly recommend to all cyclists! Reviewed on: 1st September 2022
Dulcie Ruttley-Dornan's avatar
Dulcie Ruttley-Dornan

Laka changing the game

5
this is a forward-thinking and enlightened approach which should lead the way for all insurance Reviewed on: 1st September 2022
GBes's avatar
GBes

Super easy to make claims

5
Overall great service, super easy to make claims and they get sorted quickly. Also, super easy to update the policy whenever required. Reviewed on: 1st September 2022
Caitlin Dimbleby's avatar
Caitlin Dimbleby

Great service

5
Laka is competitively priced and I like the collective model . Wish we could do other insurance the same way. Reviewed on: 1st September 2022
Nicholas Blake's avatar
Nicholas Blake

Clear and responsive

5
The pricing is clear and transparent - as well as affordable. From what I've heard they're very quick off the mark at replacing kit, too. My nephew had a crash and was sorted out within a week. Reviewed on: 1st September 2022
Dan's avatar
Dan

So easy to use and responsive when you need help or have questions

5
Fortunately I've never had to claim yet, but every experience I've had so far with Laka has been positive and hassle-free Reviewed on: 1st September 2022
Richard Stubbs's avatar
Richard Stubbs

Honest bike insurance

5
The end goal isn’t to profit but rather to help people who need their bike or parts of it replacing following an incident. Friendly and efficient Reviewed on: 1st September 2022
Henry's avatar
Henry

Comprehensive insurance

5
I haven’t had to make a claim but Laka are very competitively priced and take great care to keep customers informed and advised. Reviewed on: 1st September 2022
Keith Robertson's avatar
Keith Robertson

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