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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

No nonsense insurance

5
Easy to use, great claims handlers and decent premiums. Reviewed on: 1st September 2022

Excellent

5
So easy to deal with and very quick to resolve issues Reviewed on: 1st September 2022

Great Insurer

5
Very good plan for redefining insurance. Reviewed on: 1st September 2022

Friendly and excellent service

5
Always quick to respond to queries, I am glad to be insured by Laka (and equally glad not to have had to use them yet!). I enjoy and appreciate the monthly round-up, and the explanation of costs each month. Reviewed on: 1st September 2022

LAKA made me smile!

5
I joined LAKA because I was concerned about bike thieves. Unfortunately, I lost my bike, but LAKA made me smile by assisting me in getting my new bike back. Reviewed on: 1st September 2022

Great cover

5
Always clear about cover and monthly payments. Reviewed on: 1st September 2022

Excellent Service

5
Great service and communications. Very flexible and easy to make changes. Reviewed on: 1st September 2022

Great Company!

5
Very easy to sign up and get started, fair prices and lots of positive reviews. Reviewed on: 1st September 2022

Worry free with Laka

5
Laka gives peace of mind whether I'm out riding, my bikes are at home or travelling. Fortunate enough to not have had to use their claiming services yet but really appreciate all the relevant and informative comms from the team. Reviewed on: 1st September 2022

Better than YJ

5
Had an awful experience with Yellow Jersey and so far so good with laka Reviewed on: 1st September 2022

Review Laka: Cycle insurance now

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