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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
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Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Service how service is supposed to be!

5
Quick and transparent service. Easy to work, no-nonsense approach - love it! Reviewed on: 8th August 2022
M's avatar
M

Best solution

5
Very helpful team and a great product Reviewed on: 8th August 2022
Harry Macey's avatar
Harry Macey

Easy to work, no nonsense.

5
Laka's team are very friendly, they have been very flexible and easy to work with a fast-growing startup like Laundryheap, recommended. Reviewed on: 8th August 2022
Mayur Bommai's avatar
Mayur Bommai

Third Party Insurance

5
I currently use LAKA for my Third Party Cover. Cannot fault their service and pricing. Reviewed on: 6th August 2022
B Banga's avatar
B Banga

Amazing value

5
+great value +good coms +monthly statement Reviewed on: 5th August 2022
RJL Richard's avatar
RJL Richard

Laka is undisputably number 1

5
Couldn't be more stoked with this company purely on ethics alone, not to mention fair and cheap prices! Would recommend them to anyone. Reviewed on: 5th August 2022
Ash Fila's avatar
Ash Fila

Brilliant response when my 2 bikes were stolen recently

5
Laka responded quickly and comprehensively when my 2 bikes were stolen from my garage recently. They paid out the full insured value quickly so that I could get back on the road/mountain quickly. Absolutely excellent service. Reviewed on: 4th August 2022
David Maclean's avatar
David Maclean

Simply the best

5
Top service, fair cover and they go out of their way to help ( rather than the opposite like the other insurers) Very responsive and friendly, couldn't be happier with the service. Reviewed on: 4th August 2022
Agata 's avatar
Agata

Great

5
Just what I wanted Thanks Charlie Reviewed on: 4th August 2022
charlie woods's avatar
charlie woods

Insurance with ease

5
I have had a policy with Laka for almost 12 months. I am yet to make a claim but what you get for the premium is very competitive and their customer service is second to none. Reviewed on: 4th August 2022
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Ipea Freely

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