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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Great Service

5
Would recommend to friends and family. Great service. Regular updates and easy to make changes or updates to my policy. Reviewed on: 1st September 2022
Thomas Huckstepp's avatar
Thomas Huckstepp

Great company

5
Provides me with peace of mind when using my bike Reviewed on: 1st September 2022
Jack 's avatar
Jack

Excellent value, fantastic service

5
My monthly Laka premiums are affordable and cheaper than all of the competitors that I looked at. Better still, when I unfortunately had to make claim, the service was friendly, efficient and very fast. Reviewed on: 1st September 2022
Steve Trice's avatar
Steve Trice

Simple and effective

5
Quick, responsive customer service. First insurance company that I've enjoyed interacting with. Reviewed on: 1st September 2022
KennyK's avatar
KennyK

good value and great service

5
When they say its insured they mean it. No difficulty in making claims at all. And they insure your clothes and accessories too plus racing which is great. Reviewed on: 1st September 2022
andy's avatar
andy

Simple, transparent

5
Just love the concept, it doesn't feel like an insurance company and that's saying it all. Simple and straightforward UX and billing. Reviewed on: 1st September 2022
Vitor Monteiro's avatar
Vitor Monteiro

Fair Pricing Insurance

5
I like the transparency of Laka’s business model. It’s very clear why you pay what you do each month. Fortunately I haven’t yet had to make a claim. Reviewed on: 1st September 2022
Francis Boundy's avatar
Francis Boundy

Best company

5
Best company in the cycling indurance industry Reviewed on: 1st September 2022
Sp's avatar
Sp

Excellent

5
Piece of mind liability insurance with club laka and great communication Reviewed on: 1st September 2022
Christopher O'Brien's avatar
Christopher O'Brien

Best insurance out there!

5
The way they tackle premiums is just on a different level from the rest of the market! Reviewed on: 1st September 2022
Rodrigo Maria Barradas Ferreira's avatar
Rodrigo Maria Barradas Ferreira

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