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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Great decision

5
This company has a good deal for you, whatever kind of cyclist you are. It gives me peace of mind as I enjoy my riding. Reviewed on: 4th August 2022
Jan Prothero's avatar
Jan Prothero

Insurance with ease

5
I am a huge fan of Laka for their ease of use. I don't have time to worry about insurance, so probably wouldn't even have it if they didn't make it so easy. Their app is great, it is simple and straight forward to make changes, spot or pause your cover, and access key infomation when you need it. Their customer service is also top notch and always friendly. Super fan of this company. Reviewed on: 4th August 2022
Taylor Doyle's avatar
Taylor Doyle

Not drowned in legal text

5
Laka is simple to understand and offers the best service around. Reviewed on: 4th August 2022
Peter's avatar
Peter

A weight lifted off my shoulders, for not much?

5
I signed up with Lala a few weeks ago and I've been very pleased since Reviewed on: 4th August 2022
Eduardo M.'s avatar
Eduardo M.

Laka are changing insurance

5
Laka are changing insurance, empowering the collective. Reviewed on: 4th August 2022
JimF's avatar
JimF

Simple, smart, reliable

5
Regular, but not too regular, contact, clear breakdown of fees and trustworthy. Reviewed on: 4th August 2022
Ian 's avatar
Ian

Customer focused, friendly service you can trust

5
Laka is a no bs insurance option for your bikes. They're super customer focused with clear communication, fair policies and great prices. Have reccomnded to many of my friends. Reviewed on: 4th August 2022
Dan Allen's avatar
Dan Allen

Best ever aver

5
Everyone say that it is best company Reviewed on: 4th August 2022
Syed Ali Ahmed's avatar
Syed Ali Ahmed

Great job laka

5
Works well and lots of clarity on fees and charges Reviewed on: 3rd August 2022
Jeremy De La Dean's avatar
Jeremy De La Dean

Would recommend to anyone needing bike insurance

5
The initial process for insuring a bike was clear and easy to do. The communication from Laka each month is great and although I’m lucky not to have made a claim, I know a few people who all say how good Laka were though this process. I feel confident with Laka that my bike is sufficiently covered should anything happy to it. Reviewed on: 3rd August 2022
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Mads

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