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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

They are just cool

5
A great company , lovely newsletters and goes to interesting intelligent causes Reviewed on: 1st September 2022

Cheapest Bicycle Insurance.....EVER!!!

5
If like me you struggle to make ends meet every month and I am feeling the cost of living crunch. Well, this insurance company takes away that financial burden so I can ride my bike without worrying about high premium fee's to fork out if the worst was to happen. Gets my vote #1 bicycle insurance company. Reviewed on: 1st September 2022

Simple, fast, high value

5
I got damage on my second hand bike that I insured via LAKA. Within a few hours I got a detailed description of the steps I could take to have this fixed asap and start cycling again! Reviewed on: 1st September 2022

Good value for money!

5
Easy way to solve any issue with your lovely bike, an insurance product from bikers to bikers that really understand your needs and expectations! Reviewed on: 1st September 2022

My Laka

5
Best company in the World iv ever never seen Reviewed on: 1st September 2022

Simple and honest insurance

5
Although I have not used it yet, Laka seem to be a very costumer-orientaded insurance company. So far, the experience has been very positive. Reviewed on: 1st September 2022

Innovative insurance

4
Pay monthly with great coverage for all bike and bike related bits. Wouldn’t be without my Laka insurance. Reviewed on: 1st September 2022

Excellent!

5
The changing face of bicycle insurance. Reviewed on: 1st September 2022

Brilliant all round

5
Been with these guys for the last year or so, good value & great to deal with. Reviewed on: 1st September 2022

Top Stuff

5
Easy to use and always works well Reviewed on: 1st September 2022

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review