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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Very quick response

5
I was hit by a car and Laka sorted the repair within 2 days. Torn clothing was also covered and replaced. Reviewed on: 24th August 2022
c14916@hotmail.co.uk's avatar
[email protected]

Great value for money

5
I'm in safe hands here. Knowing their 5* claims handling I ride with more confidence. Reviewed on: 24th August 2022
matthijs's avatar
matthijs

Best cycle insurance out there

5
Laka is the benchmark for the industry in this segment Reviewed on: 24th August 2022
Seb's avatar
Seb

Finally!

5
Reliable, professional and cannot recommend it highly enough. Reviewed on: 24th August 2022
Andrew O'Rourke's avatar
Andrew O'Rourke

Easy to understand!

5
From the beginning, Laka have been very helpful and quick to answer any questions I’ve had. Their website and design in general is clear and uncomplicated. Reviewed on: 24th August 2022
Jae's avatar
Jae

Really responsive

5
I never had a problem with Laka and anyways solved my doubts. Really recommend them for cycling insurance Reviewed on: 24th August 2022
Tom 's avatar
Tom

Co-op of cyclists looking after cyclists

5
A smart and effective way of covering this expensive items. Legal cover is a bonus. Reviewed on: 19th August 2022
Thomas Hansen's avatar
Thomas Hansen

Great service

5
Lake were amazing dealing with my claim. Very communicative, honest, helpful and swift throughout. So pleased I am backed by Laka! Thanks Reviewed on: 16th August 2022
Tom's avatar
Tom

Just so easy...

5
The whole process from start to finish is super easy and transparent compared to so many other insurance providers. The monthly statements, easy interface and approach to customer service makes Laka a dream. Reviewed on: 14th August 2022
Christopher's avatar
Christopher

No fuss insurance

5
Competitively priced insurance with no strings attached. Reviewed on: 11th August 2022
Barry Graham's avatar
Barry Graham

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