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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

I Laka them a lot!

5
They are awesome, transparent and do great comms - if they were a pie I would eat them Reviewed on: 1st September 2022
JM's avatar
JM

Satisfaction Guaranteed!

5
I've only had 1 bike stolen since joining Laka, which happened around 2 weeks after joining. The speed and ease with which they got me back on two wheels was amazing, did not know insurance could this good! Reviewed on: 1st September 2022
Matthew Sims's avatar
Matthew Sims

Easy

5
Great service,easy to understand no gobbledygook,as much cover as you want and no hard sell. Highly recommend Reviewed on: 1st September 2022
Kevin Pickering's avatar
Kevin Pickering

Hassle free insurance

5
Slick, hassle free. Only downside is recently response times have been much greater that I'd expect for a challenger insurer Reviewed on: 1st September 2022
Samb's avatar
Samb

So far, so good.

5
Great fast responsive service. Exactly what I pay for. Reviewed on: 1st September 2022
Michael Cross's avatar
Michael Cross

Straight forward insurance

4
Great UX/UI and easy to set up. Interesting model with fluctuating prices. Reviewed on: 1st September 2022
Jon's avatar
Jon

Laka District

5
You never want anything to go wrong But if it does You don’t want faff, red tape, ifs, buts, maybes. You want help and understanding That’s what Laka does and I like that I’m looking out for my fellow riders and they are looking out for me. Reviewed on: 1st September 2022
Steve 's avatar
Steve

Great

5
Good value. Gives peace of mind Reviewed on: 1st September 2022
Emma's avatar
Emma

Innovative and fast

5
Laka does one thing and they do it well. Their staff is very responsive, always getting back to you within a day, often less. Reviewed on: 1st September 2022
Jens's avatar
Jens

Fantastic insurance when things go wrong

5
Laka is amazing when you have a problem (e.g., theft, accident, ...) which is exactly what you want from an insurance company. Reviewed on: 1st September 2022
Miguel Martinez's avatar
Miguel Martinez

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