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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Unbeatable

5
Couldn't recommend enough. Consistently discerning and sympathetic Reviewed on: 29th August 2022
Mark's avatar
Mark

Great user experience

5
Easy to understand, great cost & great user experience Reviewed on: 26th August 2022
Ben's avatar
Ben

Friendly and fast service, no hidden caveats

5
Had a terrible experience, my bike got stolen within my first 48h in London. Luckily my friends had told me about Laka and I had insured my bike in time. One week later I was reimbursed. Reviewed on: 25th August 2022
Anonymous's avatar
Anonymous

Highly recommended

5
Whenever the subject of insurance comes up in cycling groups I always recommend Laka. I’ve been with them several years. It’s really easy to use and on the occasions I have had to claim they have been absolutely excellent. Reviewed on: 24th August 2022
ChrisO's avatar
ChrisO

Great!

5
Laka was easy to set up, there web interface is very easy to use and has a very clean design. Their help team are also friendly and know what they are talking about, only had to deal with the in terms of a card issue but they were to get back to me. The problem was resolved very quickly. Reviewed on: 24th August 2022
K's avatar
K

Simple, transparent and honest

5
I feel that they don’t charge what they want to earn, but what is fair. You want to surround yourself with companies that treat you like you feel honest and not as a number Reviewed on: 24th August 2022
Jack's avatar
Jack

Great service, peace of mind

5
Great value, trouble free and fair appraisal, fantastic team Reviewed on: 24th August 2022
Oliver Lewis's avatar
Oliver Lewis

Recommended

5
Easy to use and when I have needed to communicate it has been fast and easy Reviewed on: 24th August 2022
Matthew Hammersley 's avatar
Matthew Hammersley

Not like any other

5
Laka are the best. Any time I’ve had an unfortunate incident they’re quick to respond, they genuinely care and everything is smooth and very fast. Reviewed on: 24th August 2022
David 's avatar
David

Laka is great

5
Really personable which isn't something I thought I'd say about an insurance company Reviewed on: 24th August 2022
Zoysii's avatar
Zoysii

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