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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

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4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Simple, transparent

Just love the concept, it doesn't feel like an insurance company and that's saying it all. Simple and straightforward UX and billing. Reviewed on: 1st September 2022

Fair Pricing Insurance

I like the transparency of Laka’s business model. It’s very clear why you pay what you do each month. Fortunately I haven’t yet had to make a claim. Reviewed on: 1st September 2022

Laka 1

Simple setup process, clear expenses, great support Reviewed on: 1st September 2022

Best company

Best company in the cycling indurance industry Reviewed on: 1st September 2022

Excellent

Piece of mind liability insurance with club laka and great communication Reviewed on: 1st September 2022

Best insurance out there!

The way they tackle premiums is just on a different level from the rest of the market! Reviewed on: 1st September 2022

Excellent

They're great. Good interface, fair price, and no quibbles resolution Reviewed on: 1st September 2022

Great, easy to use insurance

So very impressed... when I had to make a claim, it was quick and hassle free. If only all insurance companies were like this! Reviewed on: 1st September 2022

Great pricing and service

Better price than my previous policy, great club benefits too Reviewed on: 31st August 2022

All you'll ever need...

Never a fuss, quick response and simple yet detailed monthly summaries. By far one of the most efficient start-up's around. Reviewed on: 30th August 2022

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Laka: Cycle insurance reviews

100% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Laka: Cycle insurance now

Laka Cycle insurance reviews (2684)

Simple, transparent

Fair Pricing Insurance

Laka 1

Best company

Excellent

Best insurance out there!

Excellent

Great, easy to use insurance

Great pricing and service

All you'll ever need...

Review Laka: Cycle insurance now

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