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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great insurance company!

5
Have great marketing materials and informative breakdown of where your insurance payments are going to. Reviewed on: 5th September 2022
em's avatar
em

Good insurer, fair

4
Laka is a transparent insurer, and simple to use. They tell you a breakdown of costs each month and they're pretty transparent about it - the fees are not through the roof and I've main one claim during my time with them which was dealt with and paid out in a good timeframe. I honestly can't fault them. Reviewed on: 5th September 2022
Sam White's avatar
Sam White

Easy comprehensive cover

5
Love the fact that I can cover all my triathlon gear in one place, claiming is quick and painless and all interactions I've had with the Laka team have been great. Reviewed on: 4th September 2022
Callum Franck's avatar
Callum Franck

Fast service, People led

5
Had one claim, seamless and approachable people. Reviewed on: 4th September 2022
Tom Eke's avatar
Tom Eke

Absolutely amazing

5
Best insurance by far. Would highly recommend Reviewed on: 4th September 2022
Vlad's avatar
Vlad

Affordable & Reliable

5
Have been with Laka since they started and the insurance is extremely reasonable and we are able to insure all of our bikes not just the most expensive ones Reviewed on: 3rd September 2022
Collette's avatar
Collette

Transparent and collaborative bike cover

5
My home insurer declined to cover my new bike but Laka took it on at a reasonable premium. Service so far has been good, although I’ve not had to claim yet Reviewed on: 2nd September 2022
Iain Yardley's avatar
Iain Yardley

New and the best

5
A new way of insurance that seems cheaper and more effective Reviewed on: 2nd September 2022
michael's avatar
michael

Love Laka

5
It says what it does and it does what it says Reviewed on: 2nd September 2022
Alastair Waller's avatar
Alastair Waller

Excellent experience

5
Very responsive and professional Reviewed on: 1st September 2022
Garmon ap Garth 's avatar
Garmon ap Garth

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