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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Great cover

5
Always clear about cover and monthly payments. Reviewed on: 1st September 2022
Tim Cais's avatar
Tim Cais

Excellent Service

5
Great service and communications. Very flexible and easy to make changes. Reviewed on: 1st September 2022
Ross Watson's avatar
Ross Watson

Great Company!

5
Very easy to sign up and get started, fair prices and lots of positive reviews. Reviewed on: 1st September 2022
George's avatar
George

Worry free with Laka

5
Laka gives peace of mind whether I'm out riding, my bikes are at home or travelling. Fortunate enough to not have had to use their claiming services yet but really appreciate all the relevant and informative comms from the team. Reviewed on: 1st September 2022
Thomas Guild's avatar
Thomas Guild

Better than YJ

5
Had an awful experience with Yellow Jersey and so far so good with laka Reviewed on: 1st September 2022
Tom Boshell's avatar
Tom Boshell

Great Service

5
Would recommend to friends and family. Great service. Regular updates and easy to make changes or updates to my policy. Reviewed on: 1st September 2022
Thomas Huckstepp's avatar
Thomas Huckstepp

Great company

5
Provides me with peace of mind when using my bike Reviewed on: 1st September 2022
Jack 's avatar
Jack

Excellent value, fantastic service

5
My monthly Laka premiums are affordable and cheaper than all of the competitors that I looked at. Better still, when I unfortunately had to make claim, the service was friendly, efficient and very fast. Reviewed on: 1st September 2022
Steve Trice's avatar
Steve Trice

Simple and effective

5
Quick, responsive customer service. First insurance company that I've enjoyed interacting with. Reviewed on: 1st September 2022
KennyK's avatar
KennyK

good value and great service

5
When they say its insured they mean it. No difficulty in making claims at all. And they insure your clothes and accessories too plus racing which is great. Reviewed on: 1st September 2022
andy's avatar
andy

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