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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Highly recommend them!

5
Best company I've ever dealt with Reviewed on: 5th September 2022
Elena Hido's avatar
Elena Hido

Best claims experience ever!

5
The insurance company that works for you, not against! Reviewed on: 5th September 2022
Joost Klarenbeek's avatar
Joost Klarenbeek

Friendly and timely customer service

5
I have unfortunately had to use the service of Laka a few times over the past couple of years and each time the team has been incredibly helpful in getting me back on the road as quickly as possible! If you're looking for the most reliable cycling insurance, these are your guys! Reviewed on: 5th September 2022
Tom Fee's avatar
Tom Fee

Fast, reliable & customer focused

5
Everything you want & need from an insurance when you need them the most, fast, friendly, reliable & customer focused company. Can’t fault them. Reviewed on: 5th September 2022
Jim B1980's avatar
Jim B1980

Excellent service, incredibly fast claims handling

5
Laka exceed expectations every time. Superb handling of claims and super friendly. Claims always dealt with in a matter of days Reviewed on: 5th September 2022
Sophie's avatar
Sophie

Quality help.

4
Thankfully never had to use it. But friends have and they have had a excellent experience. Reviewed on: 5th September 2022
Christian Bright's avatar
Christian Bright

Incredible

5
Sorts you out without the 30 questions. Great insurance Reviewed on: 5th September 2022
James Vanieris's avatar
James Vanieris

10/10 Would Recommend

5
Great insurance company. Super easy to use their website and have insured bikes, accessories and clothing with LAKA. Made a claim this year and within 5 days I received the money. Would recommend to anyone. Reviewed on: 5th September 2022
Anouska's avatar
Anouska

Laka - LXPM race team

5
A reliable fast acting insurance company. by cyclists, for cyclists Reviewed on: 5th September 2022
Alex Jones's avatar
Alex Jones

Consistently ahead of the rest

5
Love this brand and all it stands for, expect big things in the future Reviewed on: 5th September 2022
John Eustace's avatar
John Eustace

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